FAIRYTALE FIXER ON MARKET FOR FIRST TIME IN OVER 50 YEARS - HIGHEST & BEST OFFERS DUE SUN 2/8, 6 PM - Rare opportunity to own a storybook Tudor with great bones at a renovation-ready price! Tucked into the quiet residential neighborhood of Homefield, 19 Surrey Lane Yonkers NY is a secret treasure. With its gabled slate roof, stained glass windows, greenery & flowering bushes, it has unparalleled curb appeal. Come down the garden path and step into a warm & welcoming Living Room with wood burning fireplace & bay windows. Formal dining room with built in china cabinet & chandelier is ready to entertain, while the vintage eat-in kitchen is ready to be updated. Upstairs are 3 tranquil bedrooms with hardwood floors and a full bathroom. Downstairs, a full basement (786 sq ft not included in square footage listed) offers ample recreation & storage space. Outside, the driveway is long enough for 3 cars. Near Ridge Hill Shopping Center, 2. 6 mi to Greystone Metro North Train Station, less than 40 minutes to Grand Central Station, and close to the farmers market, shops and restaurants in the Village of Hastings-on-Hudson. Great location, lots of potential, needs work - contractors welcome!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $1,124 | $1,124 | $1,124 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,266 |
| Total Monthly Payment | $3,565 | $3,694 | $4,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.