507 4TH STREET NW, Steinhatchee, FL, 32359 | $119,900

Welcome to your slice of paradise in Steinhatchee, Florida — where the scallops are fresh, the sunsets are golden, and the income potential is real. This fully fenced . 26-acre property is currently set up as a high-demand camper/RV lot and is also fully buildable, offering flexibility for investment, vacation use, or future construction. Already equipped with major infrastructure, this property is ready to generate income or serve as your personal getaway from day one. Property features include: 200-amp electric service, City Water, Septic holding tank (pump-out service rotation — not a traditional drain field) Two (2) RV hookups — 30 amp & 50 amp, Metal shelter on site with #57 rock base for superior drainage & camper stability. RARE OPPORTUNITY: This property is GRANDFATHERED to accommodate FOUR (4) total units during festival and scalloping season — a major advantage for seasonal demand and income potential. Estimated rental rates of $85/night or $550/month per camper. Off-season allows up to three campers on site. Located in a golf-cart-friendly community, just a short ride to local marinas, restaurants, schools, and all the charm of the Steinhatchee lifestyle. Summer is calling — bring the family, park your boat and RV, catch your scallops, and cook them over a fire pit. This is Florida living with built-in opportunity. Talk about location. Talk about income. Talk about flexibility. Seller motivated — BRING REASONABLE OFFERS! New to "Hatch"? Steinhatchee Florida is a small coastal fishing village on Florida's Nature Coast known for its laid-back vibe, outdoor lifestyle, and serious income potential for vacation rentals. Its all about boating, scalloping, and Old Florida charm. One of Florida's top destinations for bay scalloping (summer hotspot). Direct access to Gulf of America/Mexico, Trophy redfish, trout, grouper, and offshore fishing. Deep-water access via the Steinhatchee River, Public Boat Ramps and FULL SERVICE marinas. Nearby Springs and Nature Trails, Incredible sunsets and quiet coastal scenery. About 1 hour from Gainesville FL, 2-3 hours from Tampa and Tallahassee. A favorite HIDDEN escape for weekend trips and family vacations!

Features

  • Lot Size: 50 x 221 x 50 x 221
  • Lot Desc: Buildable, Cleared, City Lot, In County, Near Marina
  • Pet Policy: Yes
  • MLS#: TB8475647
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8475647/5074thstreetnw_steinhatchee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/18/2026 8:47:06 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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507 4TH STREET NW, Steinhatchee, FL, 32359

$119,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $95,920 $95,920 $95,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.419% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $560 $591 $777
Total Monthly Payment $635 $666 $852

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.