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Welcome to one of the best values in Palmetto, Florida. Built in 2023 with over 2, 500 square feet, this four bedroom, two and a half bathroom home offers modern construction, a functional layout, and a peaceful water view lot all under $400, 000 in Manatee County.
Inside, the open concept design connects the kitchen, dining, and family room for seamless everyday living and entertaining. The kitchen features modern finishes, a recently added designer backsplash, ample cabinetry, and a large center island. Natural light fills the space and draws your eye to tranquil pond views.
A flexible bonus room near the entry works perfectly as a home office, dining room, gym, or playroom, with a convenient half bath on the first floor.
Upstairs, a spacious loft provides additional living space, while all four bedrooms are privately situated on the second level. The primary suite offers a well appointed ensuite bath and generous walk in closet. The remaining bedrooms share a full bath and provide flexibility for family or guests.
Out back, recently added patio pavers expand your outdoor entertaining space, all overlooking a peaceful pond that adds privacy and open views.
Located in Palmetto, FL 34221 with quick access to I 75, you are minutes to Lakewood Ranch, Ellenton Premium Outlets, Downtown Bradenton, and a short drive to Anna Maria Island beaches. Shopping, dining, and daily conveniences are all close by.
Newer construction with this size, bedroom count, water view lot, and price point is increasingly rare in North Manatee County.
Schedule your private showing today and experience the value for yourself.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $331 | $331 | $331 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,914 | $1,991 | $2,629 |
| Total Monthly Payment | $2,320 | $2,397 | $3,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.