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Welcome to this ranch-style home in Liberty City, located in the Swan Lake Park subdivision within the Liberty School District. Priced at $285, 000, this 2, 064 sq ft property offers four bedrooms, two full bathrooms, and two half bathrooms on a 15, 246 sq ft lot. If you’re searching for a home with a finished walk-out basement, first-floor bedroom and full bath, and flexible living space, this layout delivers options for guests, hobbies, or work-from-home needs. Inside, you’ll find hardwood, laminate, and tile flooring, along with a living room fireplace that adds warmth and character. The walk-through kitchen is equipped with a cooktop, gas oven, gas cooktop, dishwasher, refrigerator, and electric water heater, making it practical for everyday cooking and entertaining. Buyers looking for a home with high-speed internet, washer/dryer hookup, and multiple bathroom layouts will appreciate the functionality built into this property. The finished basement expands the usable space, offering room for a media area, home gym, or additional lounge. Outdoor features include a covered porch and deck that create inviting outdoor entertaining space, plus both front and back yards for gardening, recreation, or pets. The frame construction on a block foundation adds durability, and the property is positioned to enjoy lake views and access to the surrounding Swan Lake area. Whether you’re searching for a full-time residence or a weekend property near local attractions, this ranch-style home combines indoor comfort with outdoor flexibility in a scenic Sullivan County setting.
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Our Executive Mortgage Banker:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $322 | $322 | $322 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,355 | $1,391 | $1,827 |
| Total Monthly Payment | $1,752 | $1,788 | $2,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.