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Welcome to 364 Palm Circle in beautiful Flagler Beach, a fully updated canal-front home offering the perfect blend of coastal charm and modern upgrades. This 3-bedroom, 2-bath residence has been thoughtfully improved and provides peace of mind with a new HVAC system and a water heater replaced in 2022. From the moment you arrive, the home’s inviting curb appeal and fresh exterior set the tone for relaxed beachside living. Inside, you’ll find a bright and open layout with wide-plank tile flooring, recessed lighting, and a spacious living area highlighted by a stylish accent wall. Natural light fills the home, creating a warm and airy atmosphere throughout. The beautifully remodeled kitchen features white shaker cabinetry, granite countertops, a modern mosaic tile backsplash, stainless steel appliances, and a large center island that offers additional seating and prep space. It flows seamlessly into the main living area, making it ideal for entertaining or everyday living. One of the standout features of this property is the backyard oasis. Step outside to a pergola-covered paver patio complete with a ceiling fan and string lighting, creating the perfect space for outdoor dining and evening gatherings. Just off the patio, a custom fire pit area adds another inviting space to relax and unwind. The fully fenced yard offers privacy while still showcasing peaceful canal views, with direct access to the water for kayaking, paddleboarding, or simply enjoying the coastal breeze. The wide canal provides a beautiful waterfront backdrop and connects you to the laid-back boating lifestyle Flagler Beach is known for. Located just minutes from the beach, local restaurants, parks, and everything that makes Flagler Beach so desirable, this move-in-ready waterfront home delivers the true Florida lifestyle both inside and out.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $499 | $499 | $499 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,204 | $2,361 | $3,183 |
| Total Monthly Payment | $2,777 | $2,934 | $3,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.