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Nestled within the centrally located Bella Terra community with mature landscaping, this freshly painted second-floor condo offers 1, 160 square feet of sophisticated living space designed for ultimate peace of mind. The open great room floor plan is enhanced by soaring vaulted ceilings and a neutral color palette, featuring new modern plank laminate flooring in the living areas and bedrooms with tile throughout the rest of the home-NO CARPET! The heart of the residence is the bright eat-in kitchen, which boasts a charming bay window, an open kitchen with an island, a tile backsplash, a brand new sink, and a new stainless steel refrigerator (2024). All components have been updated for peace of mind including a new roof in 2020, a new AC in 2024, and a new hot water heater in 2025. IMPACT RESISTANT DOORS AND WINDOWS THROUGHOUT, along with a hand-crank hurricane shutter for the front window provide convenient protection. The primary suite offers 2 closets, a fan, a vanity with medicine cabinet, and a walk in shower. The guest bedroom is equipped with a fan and nice sized closet with bathroom right outside. A newer Maytag washer (2020) and GE dryer can be found in the in-residence laundry closet. This residence is complete with a covered carport space with an adjacent exterior storage closet and ample guest parking, all within one of Estero’s most vibrant resort-style communities. Owners are permitted to have up to 2 pets & very flexible rentability with 30 day min and 12 leases allowed per year. Bella Terra is a gated community with 24 hour guard, nestled amidst 100 acres of lakes and 400 acres of conservation preserves. Residents enjoy the main amenity campus including 7, 000 square foot clubhouse with a fitness center, resort-style pool with spa and waterfall, pickleball, tennis, bocce, and basketball courts. Other features include multi-use sports fields, an inline skate park, sand volleyball, butterfly garden, a tot-lot playground, and a social activities director on staff. Close in proximity to everything - Miromar Outlets, RSW Airport, I-75, Hertz Arena, Gulf Coast Town Center, University Village, Backyard Social Food Truck Park & more. Not in a flood zone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $314 | $314 | $314 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,220 | $1,270 | $1,704 |
| Total Monthly Payment | $1,609 | $1,659 | $2,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.