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251 Monument Street, Ridgeland, SC, 29936 | $399,000
Welcome home to this like new 3-bed, 2-bath residence overlooking a lagoon to woods view at the end of a cul de sac in the Hearthstone Lakes community. Thoughtfully enhanced with owner upgrades, the home features wood-look tile flooring throughout that delivers the warmth of hardwood with exceptional durability-ideal for busy families and their furry loved ones. The open main living area is anchored by a wood-burning fireplace, soaring ceilings, and plantation shutters in the primary & guest room, adding timeless charm. The kitchen shines with sparkling quartz countertops, farmhouse sink, crisp white cabinetry, and stainless appliances, creating a clean, coastal-inspired gathering space. Retreat to the spacious primary suite, featuring a custom tile, zero-entry shower and refined finishes. The best part- a potentially assumable VA loan for qualified buyers with attractive existing interest rate; buyer is subject to lender/VA approval. Located in a peaceful lake-centered community with easy access to Bluffton, Beaufort, and Savannah, this home blends comfort, quality, and Lowcountry ease-perfect for a primary residence or smart long-term investment.
Features
- Amenities: Clubhouse,Fitness Center,Barbecue,Playground,Pool
- Bedrooms: 3
- Baths: 2 full
- Style: One Story
- Development: Hearthstone Lakes
- Year Built: 2023
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,516
- Acreage: 0.2
- Lot Desc: < 1/4 Acre
- View: Lagoon
- Appliances: Dryer,Dishwasher,Microwave,Oven,Refrigerator,Washer
- MLS#: 504492
- Website: https://www.raveis.com
/prop/504492/251monumentstreet_ridgeland_sc?source=qrflyer
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Listing courtesy of Keller Williams Realty Phone: 843-682-8100
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
251 Monument Street, Ridgeland, SC, 29936
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,018 | $2,651 |
| Total Monthly Payment | $2,040 | $2,093 | $2,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484