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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Located in the established Tall Pines community of Ladson, this beautifully updated home offers charm, comfort, and a fantastic location. From the moment you arrive, you will notice the inviting exterior, roomy driveway, spacious front yard, and welcoming front porch that set the tone for what awaits inside. Step through the door to discover lovely flooring, thoughtful details, and a functional open layout designed for easy living. The family room showcases a vaulted and beamed ceiling and a cozy fireplace with a striking painted brick surround. From here, you can step directly onto the covered patio and into the fenced backyard. The dining area leads to the renovated galley style kitchen featuring white cabinetry, gleaming countertops, and stainless steel appliances. The primary bedroom is a bright and inviting retreat with a bay window that fills the space with natural light. A sliding barn door opens to the renovated en suite bath complete with beautiful tile flooring, dual vanities, and a stunning tiled shower. Two additional bedrooms, a beautifully updated full bathroom, and a laundry room are also located on the main level. Upstairs, a versatile FROG provides additional living space that can serve as a bedroom, media room, guest retreat, or flex space to fit your needs. The backyard is designed for enjoying the Lowcountry lifestyle. A large covered patio, storage shed, and gravel pathway leading to a built in fire pit create the perfect setting for relaxing or entertaining. This fully fenced space offers both privacy and functionality. Additional highlights include no carpet throughout the home and an encapsulated crawl space. Conveniently located just 1. 3 miles from I-26, 5. 3 miles from Historic Downtown Summerville, and 13. 4 miles from Charleston International Airport, this home truly offers the best of location and livability. Schedule your showing today and come see all this lovely home has to offer. *Some images have been virtually enhanced/staged.
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Our Executive Mortgage Banker:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,723 | $1,818 | $2,392 |
| Total Monthly Payment | $1,798 | $1,893 | $2,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.