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This Cape Cod–style home in Liberty, Sullivan County offers 3 bedrooms, 1. 5 baths, and 1, 158 square feet of straightforward living space at $165, 000. If you’re searching for an affordable house in the Catskills with solid bones and room to update over time, this property presents a practical opportunity. The main level features a large tiled living and dining area with an open flow into the kitchen. The kitchen includes wood cabinetry, laminate counters, a double window over the sink, and full-size appliances. Finishes are functional and dated, giving buyers the option to renovate at their own pace. The full bathroom is tiled with a tub/shower combination, and there is a convenient half bath. Upstairs, three bedrooms offer simple layouts, natural light, and a mix of flooring. Built-in shelving and closet space provide additional storage. Outside, the covered front porch spans the front of the home and offers a usable outdoor space for seating or seasonal decor. The exterior features vinyl siding and a classic Cape Cod profile. The property sits on a residential street in Liberty, close to local shops, dining, and commuter routes. This is a good fit for buyers looking for a starter home under $200K, an investment property in Sullivan County, or a house they can update to match their style.
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Our Executive Mortgage Banker:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $132,000 | $132,000 | $132,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $813 | $834 | $1,096 |
| Total Monthly Payment | $1,199 | $1,220 | $1,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.