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Honestly, it's hard to find a home this size at this price anywhere in Cane Bay, let alone one sitting on a pond with this much going for it. For $450, 000, you're getting over 3, 100 square feet in Magnolia -- and right now, the seller is sweetening the deal with a $10, 000 concession on any full-price offer received by May 29. Use it toward closing costs, a rate buy-down, or knock it straight off the price. Your call. The layout just works. There's a proper foyer when you walk in -- the kind that makes the house feel intentional -- and it opens up to a dedicated home office on one side and a formal dining room on the other. If you work from home, you'll appreciate having a real door to close. The kitchen has been done right: granite counters, a gas cooktop, double wall ovens, stainlessappliances, espresso-finish maple cabinets with crown molding, and a tile backsplash that actually looks good. It flows into a breakfast nook and a family room with a fireplace, which is the kind of floor plan that makes sense for real life. The primary suite is on the main level -- something a lot of buyers specifically hunt for -- with a tray ceiling and a spa-style bath. Upstairs, three more bedrooms plus two additional living spaces and a loft give you serious flexibility. Media room, playroom, guest quarters, multigenerational setup -- the space is there for whatever you actually need. Practical notes worth knowing: the roof was replaced in 2019 and there's a tankless water heater, so you're not walking into any of those surprises. Out back, a screened porch and a paver patio with a fire pit overlook the pond -- the kind of backyard you actually use. And you're just minutes from the YMCA, trails, shops, restaurants, and some of the best schools in Berkeley County. At this price per square foot, nothing in Cane Bay comes close. Assumable VA loan (with qualifying).
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,217 | $2,273 | $2,989 |
| Total Monthly Payment | $2,292 | $2,348 | $3,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.