28732 Montecristo LOOP, Bonita Springs, FL, 34135 | $849,900

Discover refined lakefront living at 28732 Montecristo Loop in Valencia Bonita — a highly sought-after CABERNET MODEL offering approximately 2, 200 square feet under air, 3 bedrooms plus den, 2 baths, and an EXPANDED 2½-CAR GARAGE ideal for a golf cart, workshop, or additional storage. Designed for seamless indoor-outdoor Florida living, this residence centers around a stunning GAS-HEATED POOL and SPA finished with luxury-level iridescent coping tile with iridescent coastal-inspired finishing, surrounded by the upgraded lanai tiles featuring slip-resistant, leathered marble tiles professionally set in concrete for a seamless, low-maintenance outdoor experience, perfectly positioned to capture tranquil LAKE VIEWS and breathtaking sunset skies. The covered under-roof lanai provides an elegant extension of the home, complete with a custom knee wall, gas stub-out, and electrical already in place for a future summer kitchen. Inside, the open-concept floor plan is filled with natural light and enhanced by 12x24 upgraded tile flooring throughout the main living areas and den, 7¼" CROWN MOLDING, tray ceilings, upgraded recessed lighting, and designer fixtures. Pre-wired surround sound with upgraded Cat5 and HDMI wiring, and a neutral, sophisticated palette create a move-in ready yet highly customized environment. The gourmet gas kitchen is a true focal point, featuring upgraded cabinetry with pull-out drawers, a 96" PANTRY CONVERSION with under-cabinet lighting, designer backsplash, large stainless steel undermount sink, and upgraded stainless appliances including a 30" GE Profile FIVE-BURNER GAS RANGE with griddle, and 26" vented chimney hood. A TANKLESS gas hot water heater adds efficiency and modern convenience. The primary suite offers a spa-inspired bath with MIRROR-TO-CEILING detailing, frameless glass shower enclosure, and elevated finishes throughout. The laundry room is equally refined with upgraded cabinetry and utility sink. The extended garage includes INSULATED DOORS and an EPOXY-pebble coated floor, completing a home with over $90, 000 in thoughtful upgrades. Valencia Bonita is one of Southwest Florida’s premier active adult communities, featuring a 45, 000-square-foot clubhouse with a theatre, three resort pools, tennis, bocce, and eight pickleball courts. Residents enjoy a full-service restaurant, indoor and outdoor bar, firepit gathering areas, spa services, card and pottery rooms, a catering kitchen, live entertainment, and a full-time lifestyle director curating events year-round. Offering exceptional value within today’s evolving market — embracing the vitality, connection, and long-term enjoyment that define life at Valencia Bonita.

Features

  • Amenities: Bike And Jog Path,Billiards,Bocce Court,Cabana,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Dog Park,Exercise Room,Full Service Spa,Internet Access,Library,Pickleball,Play Area,Restaurant,Sauna,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: VALENCIA BONITA
  • Year Built: 2018
  • Garage: 2.00 Attached
  • Heating: Gas - Natural
  • Cooling: Ceiling Fans,Central Electric,Gas - Natural
  • Approx Sq. Feet: 2,199
  • Acreage: 0.15
  • Est. Taxes: $6,833
  • Master HOA Fee: $2,015
  • Lot Desc: Regular
  • View: Lake,Water
  • Community Type: Gated,Tennis
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 226006709
  • Website: https://www.raveis.com
    /prop/226006709/28732montecristoloop_bonitasprings_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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28732 Montecristo LOOP, Bonita Springs, FL, 34135

$849,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,920 $679,920 $679,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.142% 5.881% 5.826%
Monthly Tax Payment $569 $569 $569
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,861 $3,968 $5,601
Total Monthly Payment $4,522 $4,629 $6,262

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.