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Discover refined lakefront living at 28732 Montecristo Loop in Valencia Bonita — a highly sought-after CABERNET MODEL offering approximately 2, 200 square feet under air, 3 bedrooms plus den, 2 baths, and an EXPANDED 2½-CAR GARAGE ideal for a golf cart, workshop, or additional storage. Designed for seamless indoor-outdoor Florida living, this residence centers around a stunning GAS-HEATED POOL and SPA finished with luxury-level iridescent coping tile with iridescent coastal-inspired finishing, surrounded by the upgraded lanai tiles featuring slip-resistant, leathered marble tiles professionally set in concrete for a seamless, low-maintenance outdoor experience, perfectly positioned to capture tranquil LAKE VIEWS and breathtaking sunset skies. The covered under-roof lanai provides an elegant extension of the home, complete with a custom knee wall, gas stub-out, and electrical already in place for a future summer kitchen. Inside, the open-concept floor plan is filled with natural light and enhanced by 12x24 upgraded tile flooring throughout the main living areas and den, 7¼" CROWN MOLDING, tray ceilings, upgraded recessed lighting, and designer fixtures. Pre-wired surround sound with upgraded Cat5 and HDMI wiring, and a neutral, sophisticated palette create a move-in ready yet highly customized environment. The gourmet gas kitchen is a true focal point, featuring upgraded cabinetry with pull-out drawers, a 96" PANTRY CONVERSION with under-cabinet lighting, designer backsplash, large stainless steel undermount sink, and upgraded stainless appliances including a 30" GE Profile FIVE-BURNER GAS RANGE with griddle, and 26" vented chimney hood. A TANKLESS gas hot water heater adds efficiency and modern convenience. The primary suite offers a spa-inspired bath with MIRROR-TO-CEILING detailing, frameless glass shower enclosure, and elevated finishes throughout. The laundry room is equally refined with upgraded cabinetry and utility sink. The extended garage includes INSULATED DOORS and an EPOXY-pebble coated floor, completing a home with over $90, 000 in thoughtful upgrades. Valencia Bonita is one of Southwest Florida’s premier active adult communities, featuring a 45, 000-square-foot clubhouse with a theatre, three resort pools, tennis, bocce, and eight pickleball courts. Residents enjoy a full-service restaurant, indoor and outdoor bar, firepit gathering areas, spa services, card and pottery rooms, a catering kitchen, live entertainment, and a full-time lifestyle director curating events year-round. Offering exceptional value within today’s evolving market — embracing the vitality, connection, and long-term enjoyment that define life at Valencia Bonita.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,920 | $679,920 | $679,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.142% | 5.881% | 5.826% |
| Monthly Tax Payment | $569 | $569 | $569 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,861 | $3,968 | $5,601 |
| Total Monthly Payment | $4,522 | $4,629 | $6,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.