1010 OSPREY COURT, Dunedin, FL, 34698 | $295,000

Under contract-accepting backup offers. BEST KEPT SECRET IN DUNEDIN!! SOLID BLOCK UPDATED home in CHARMING COTTAGE COMMUNITY OF 55+ HOMES. Sought after seaside coastal town of Dunedin boasts everything you’re looking for in Florida living. Perfect full time or winter retreat. BLUE JAYS SPRING TRAINING is close by, you will be within a few short miles to Dunedin’s Honeymoon Island for the soft sandy beaches and sparkling waters everyone is looking for. Marinas, waterfront dining, sunsets and dolphins sightings to enjoy and strolls through nearby parks, ride a bike or jog on the Pinellas Trail that winds through the city to keep active, or shop in the delightful downtown full of eclectic restaurants, mom and pop shops, breweries, gift shops, coffee shops, and have fun visiting the many art festivals and craft fairs throughout the year along the downtown and waterfront marina area. Your new home is nestled on a cul de sac street and is the perfect size with a 1 car garage. BLOCK built and boasts 2 good sized bedrooms and 2 updated baths. NEW ROOF 2021 and NEW AC 2022 for peace of mind on big stuff and beautiful upgraded windows throughout! The kitchen makes meal prep easy with lots of updated cabinetry, drawer space and lots of counter space. The kitchen is open to the dining area and living room so everything flows seamlessly. There is space in the dining area for a good size table or to use as an office space. The Florida room in the back of the home is light and bright bonus space with newer windows all across. The additional space will be your favorite retreat for reading, coffee or a hobby. Right off the Florida room is a good sized screened in patio perfect for your furry friend to enjoy. There is a cute backyard for gardening and it is fully fenced in! The primary bedroom enjoys a sizable walk in closet and updated ensuite bath. Guest bedroom is conveniently tucked away in the back for privacy and has easy access to the hall bath. This home comes FULLY FURNISHED so just bring your tooth brush and suitcase! Union Park Villas has very LOW HOA of $372 and it covers water, sewer, trash, cable tv, internet, lawn maintenance and house painting! A beautiful pool and clubhouse with lots of activities will keep you enjoying new friends. One Dog OR One Cat allowed. Don’t wait on this one. Dunedin is a highly sought after coastal town and homes in this community do not come up for sale often! Leasing is allowed with some restrictions. NO FLOOD ZONE!

Features

  • Amenities: Cable TV, Pool
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 46 x 59
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Cottage
  • Year Built: 1972
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,248
  • Acreage: 0.06
  • Lot Size: 46 x 59
  • Est. Taxes: $3,246
  • HOA Fee: $372 Monthly
  • Lot Desc: City Lot
  • Adult Communities: Yes
  • Pool: Gunite, In Ground
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8475524
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8475524/1010ospreycourt_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/22/2026 12:47:07 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1010 OSPREY COURT, Dunedin, FL, 34698

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $271 $271 $271
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,340 $1,413 $1,897
Total Monthly Payment $1,685 $1,758 $2,242

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.