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515 West 143rd Street, #34, New York (Hamilton Heights), NY, 10031 | $350,000
Shown By Appointment Only During Scheduled Open Houses
Motivated Seller Craves Swift Escape: Close in a Flash! Make Your Best Offer!
Ultra-Rare 2-Bedroom HDFC Co-op at 167% AMI: Your Renovation Dream in Sugar Hill's Historic Heart
Unlock instant equity in legendary Sugar Hill, Harlem Heights—where history meets hustle. This 30+ year family gem in a pet-friendly, smoke-free 24-unit elevator building (4 units/floor) is a rear-facing serenity haven, bathed in all-day natural light through oversized windows. But here's the thrill: It's primed for your total transformation—restore hidden hardwood floors beneath bedroom linoleum, reinvent the generous kitchen (sleek modern or bold retro vibes), and revive the elegant bath around its deep soaking tub for spa-level indulgence. Art Deco bones + endless DIY potential = your legacy build.
Renovation Highlights – Your Vision Awaits:
• Grand Living Room: Sun-drenched over soon-to-shine hardwoods—perfect post-reno gathering spot.
• Versatile Dining: Spacious for feasts or office; ready for fresh flow.
• Tranquil Primary Bedroom: North-facing with storage & views—strip linoleum to reveal hardwood magic.
• Sunny Secondary Bedroom: South glow for guests or projects—same hardwood reveal awaits.
• Kitchen Overhaul: Light-filled with cabinets; customize to modern quartz bliss or retro Harlem flair.
• Bath Refresh: Tiled classic with soaking tub—add luxe showers & heated floors for daily escape.
• Light-Filled Flow: 12+ grand windows energize every corner, amplifying your updates.
Prime Location Perks:
• Huge Laundromat with pick up and delivery around the corner
• 3 blocks to City College; 2 stops to Columbia.
• Easy transit: 1/A/B/C/D trains + M3/M101/M100/M11/BX19 buses.
Key Features:
• Pets & dishwashers welcome.
• No Laundry in the building nor allowed in unit.
• Board approval required.
HDFC Income Limits (2025, 167% AMI):
Household Size Maximum Income
1 Person $187, 110
2 People $213, 840
3 People $240, 570
4 People $267, 300
5 People $288, 750
6 People $310, 200
7 People $331, 485
Sugar Hill serenity + renovation ROI? Unbeatable. Submit your best offer today—don't let this canvas slip!
Features
- Town: New York
- Cooling: Window Units
- Levels: 6
- Amenities: Common Storage;
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Year Built: 1901
- Pet Policy: Pets Allowed
- Building Access : Elevator
- Service Level: Voice Intercom
- LobbyAttendant: No
- OLR#: 2094948
- Days on Market: 686 days
- Website: https://www.raveis.com
/prop/2094948/515west143rdstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Real Broker
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
515 West 143rd Street, #34, New York (Hamilton Heights), NY, 10031
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,747 | $2,306 |
| Total Monthly Payment | $1,731 | $1,822 | $2,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535