20963 E COLONIAL DRIVE, Christmas, FL, 32709 | $849,000

MModern Comfort Meets Country Charm
Welcome home to this beautifully private and updated 5-bedroom, 2. 5-bath, split plan, 2. 36-
acre farmhouse-style retreat.   High and dry, block construction, hurricane windows, and new
roof, this home is surrounded by woods and gated for added security. Move in ready, with
newly upgraded well filtration system, updated electric, new driveway, new flooring, fully
renovated bathrooms,  custom wet bar,  new heat pump, 2019 water heater, two modern
AC’s on the main house and new designer master closet.  
Numerous maturing fruit trees in the front yard are cared for via a sprinkler system. Also in the
front yard are the chicken coop and well water system, complete with electricity, lights, and
protective roofing!
Step out of the living room or master bedroom onto a large updated screened lanai overlooking
a built-in pool resurfaced in 2019, and a park size backyard with sitting areas, firepit, a raised
berm backstop for archery type activities, horseshoe pits, and a cement bench overlooking the
heart shaped pond.  
Fully fenced, this acreage is perfect for pets, relaxing walks around the pond, frisbee, unlimited
gardening or entertaining.    Hose bibs are strategically located around the property, as are
electric outlets.  
The massive newly painted block barn features a cement ramp, leading out the garage door to
an oversized cement pad for RV/boat parking or patio seating area, you decide.   This building
has separate electric, new roof, new hurricane windows, new electric garage door and two
new RV electrical outlets.   The barn currently houses tractor and lawn equipment, an air-
conditioned gym, woodworking area, a pool table, and darts.    
This property is close to a Publix grocery store, Waterford lakes shopping, gas stations, and
restaurants. A quick 25 minutes to downtown Orlando and 15 minutes to Titusville, the Space
Coast and beaches.
Bring your boots, your hobbies, and your dreams—this is Central Florida farm life done right! A
must see for prequalified buyers.

Features

  • Rooms: 4
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1972
  • Garage: 2-car Boat, Garage Door Opener, Ground Level, Parking Pad, RV Parking, Workshop in Garage
  • Heating: Heat Pump
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,498
  • Acreage: 2
  • Est. Taxes: $3,922
  • Lot Desc: Cleared, Level, Oversized Lot, Private
  • View: Pool, Trees/Woods
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: FC316043
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/FC316043/20963ecolonialdrive_christmas_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/14/2026 9:37:33 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Wendy WestcottREALTOR

203.217.1312

Wendy.Westcott@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20963 E COLONIAL DRIVE, Christmas, FL, 32709

$849,000

Wendy Westcott

REALTOR

William Raveis Real Estate

Phone: 203.217.1312

Wendy.Westcott@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,200 $679,200 $679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,910 $4,072 $5,595
Total Monthly Payment $4,329 $4,491 $6,014

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.