4992 SHORE LINE DRIVE, Polk City, FL, 33868 | $175,000

Welcome to this fully furnished 3-bedroom, 2-bath waterfront RV port home located in the highly desirable community of Mount Olive Shores. Positioned along a ????? canal, this property delivers the ideal combination of comfort, functionality, and the Class A motorcoach lifestyle.

Inside, the home is thoughtfully designed and move-in ready. The well-appointed kitchen features a propane stove for precise cooking control, while an instant hot water heater ensures efficiency and convenience. A charming enclosed side porch creates a quiet retreat, and the spacious rear workshop provides substantial storage and workspace for tools, hobbies, or projects.

The adjoining seating area overlooks the water, offering tranquil canal views — an exceptional setting for morning coffee or evening gatherings. The primary suite serves as a private sanctuary, highlighted by a luxurious jacuzzi tub designed for relaxation and renewal. Throughout the residence, well-maintained finishes and furnishings create a warm, inviting atmosphere.

Beyond the home itself, the lifestyle stands out. Mount Olive Shores is a secure, gated community exclusively for Class A motorhomes. Ownership or lease of a Class A motorhome is required your first year of residency, preserving the integrity and quality of the neighborhood. The annual HOA includes lawn maintenance, allowing residents to focus on enjoyment rather than upkeep.

The community now features a brand-new 5, 000-square-foot heated and cooled Community Center that significantly enhances the social experience. Amenities include:
• Full kitchen
• Regulation-size pool and shuffleboard tables
• Dart board and arcade games
• Dedicated card room and library
• Vending area
• Covered BBQ lanai for gatherings

Residents enjoy an active calendar of seasonal events, including Bingo, karaoke nights, potluck dinners, holiday celebrations, and numerous social activities throughout the year — fostering connection and a true sense of community.

Located just minutes from I-4, the property provides convenient access to Central Florida’s theme parks, shopping, medical facilities, airports, and beaches.

This is waterfront living designed for the Class A enthusiast — turnkey, well-positioned, and lifestyle-driven.

Features

  • Amenities: Clubhouse, Gated
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 57 x 153
  • Laundry: Laundry Closet
  • Year Built: 1989
  • Garage: Driveway, RV Carport
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 960
  • Acreage: 0.18
  • Lot Size: 57 x 153
  • Est. Taxes: $717
  • HOA Fee: $1,205 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: P4937749
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/P4937749/4992shorelinedrive_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 4:24:17 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 863-294-7541

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4992 SHORE LINE DRIVE, Polk City, FL, 33868

$175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $140,000 $140,000 $140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $60 $60 $60
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $806 $896 $1,163
Total Monthly Payment $941 $1,031 $1,298

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.