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**Property is eligible for 100% USDA financing!** If you’ve been dreaming of peaceful country living with room to breathe, this charming 3-bedroom, 2-bath home delivers it all on a spacious . 40-acre lot—complete with a strawberry field right behind you for the sweetest backyard views! With 1, 271 sq ft of comfortable living space, you’ll love the large kitchen featuring ample counterspace, abundant cabinetry, and lots of natural light pouring in throughout the home. The primary bedroom boasts a huge walk-in closet, and the convenient interior laundry room includes the washer and dryer. Step outside to enjoy the screened front porch, perfect for relaxing evenings, plus a fully fenced yard shaded by mature trees. There’s even a chicken coop and your own guava tree for a true homestead feel! A circular driveway and carport provide easy access and plenty of parking. Located in a quiet rural setting with well and septic—meaning no water bill—this property also offers NO HOA and no deed restrictions. Major updates include a brand-new roof and water heater in 2024, giving you peace of mind for years to come. Country charm, practical upgrades, and freedom to live your way—this one checks all the boxes!
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Our Executive Mortgage Banker:
Our Insurance Division:
$337,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $269,600 | $269,600 | $269,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $305 | $305 | $305 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,616 | $1,682 | $2,221 |
| Total Monthly Payment | $1,996 | $2,062 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.