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One or more photo(s) has been virtually staged. THE INCREDIBLE GATED SPRUCE CREEK BY DEL WEBB WITH RESORT STYLE AMENITIES!! THIS SANTA ROSA MODEL WILL BE THE REASON YOU WANT TO CALL SPRUCE CREEK COUNTRY CLUB YOUR HOME! FROM THE MOMENT YOU DRIVE UP YOU ARE GREETED WITH TRUE PRIDE OF OWNERSHIP STARTING WITH THE CUSTOM PAVER DRIVEWAY AND WALKWAY TO FRONT DOOR WITH 2021 STORM DOOR, CURBED LANDSCAPING AND WELL MAINTAINED LANDSCAPING. THE FRONT COVERED ENTRY LEADS TO THIS MAGICAL OPEN FLOOR PLAN FEATURING 2021 RENOVATED KITCHEN A SHOW STOPPER WITH QUARTZ COUNTERTOPS, CUSTOM KRAFTSMAID CABINETRY WITH SOFT DOORS AND DRAWERS, PULL OUTS DESIGNED TO MAKE IT EASY TO GET TO THOSE ITEMS IN BACK OF CABINETS WITH EASE. UNDER COUNTER LIGHTS, STAINLESS STEEL APPLIANCES AND PENINSULA ISLAND. TILE BACKSPLASH AND UNDERMOUNT STAINLESS STEEL SINK COMPLETE THIS MASTERPIECE. THE BREAKFAST AREA HAS PICTURESQUE WINDOWS. SPACIOUS LIVING ROOM WITH GAS FIREPLACE FOR THOSE COLD RARE FLORIDA NIGHTS. DINING ROOM IN CENTER OF HOME OVERLOOKS THE LIVING ROOM AND GORGEOUS KITCHEN. SURROUND SOUND FOR ENTERTAINMENT, 2021 DOUBLE HUNG WINDOWS WITH TRANSFERABLE LIFETIME WARRANTY. TO RIGHT OF ENTRY IS THE DEN/OFFICE , 2ND BEDROOM AND BATH FOR GUESTS. INSIDE LAUNDRY ROOM WITH WASHER/ DRYER AND STORAGE. DOWN THE HALL IS IMPRESSIVE LARGE PRIMARY BEDROOM WITH BAY WINDOW, PRIMARY BATH FEATURING WALK IN/ROLL IN SHOWER, DOUBLE VANITY 2021. PRIMARY STEPS OUT TO COVERED AND ENCLOSED UNDER AIR FLORIDA ROOM WITH TONS OF NATURAL LIGHT. STEP OUTSIDE TO EXTENDED PAVER PATIO WITH AUTOMATIC 14 FOOT CUSTOM SUN SETTER AWNING FOR SHADE. 29 FOOT EXTENDED GARAGE FOR EXTRA ROOM, 2 ATTIC SOLAR FANS, GARAGE DOOR INSULATION, NEW ROOF 2020, HVAC 2016, HOT WATER 2019, WHOLE HOME NATURAL GAS GENERATOR. ALL DREAMS ARE A REALITY IN THIS SANTA ROSA!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $234 | $234 | $234 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,892 | $1,996 | $2,612 |
| Total Monthly Payment | $2,201 | $2,305 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.