2295 RIO CIRCLE, Spring Hill, FL, 34608 | $320,000

Under contract-accepting backup offers. Welcome Home to your Beautifully Remodeled & Meticulously Kept 3/2/2 home thoughtfully designed for Relaxation, Comfort, & Family Entertainment times. From the updated interior to the resort-style Backyard Oasis, every detail has been designed for those who cherish style, functionality, and memorable gatherings. Enter the your front porch door & step into an open floor plan where every inch has been remodeled with attention to detail and luxurious finishes. The open-concept living area is highlighted by the gorgeous flooring that runs seamlessly throughout the main living spaces. Enjoy the vaulted ceilings in your Family/Living Room area and enjoy your Chef Inspired Kitchen designed for with attention to detail and timeless design for forever value. The designer catered to both seasoned chefs & everyday cooks when they transformed the Kitchen into a gleaming showcase of style & utility. Premium Solid Countertops provide Lots of Storage and Workspace. A spacious center island doubles as a casual breakfast bar, ideal for morning coffee or evening cocktails.
Adjacent to the kitchen is the dining area which features space for a large table and holiday gatherings. Open sightlines flow into the living room, creating the perfect setting for entertaining. Sliding glass doors lead directly to the backyard, allowing for seamless indoor-outdoor living. Retreat to one of three serene bedrooms, each offering luxury flooring, generous closet space, and abundant natural light.
The Primary Bedroom is a restful haven with ample room for a king-sized bed and a spa-inspired Ensuite. This Retreat Room boasts a walk-in shower with frameless glass, elegant tilework, and a double vanity with premium fixtures—designed to help you start and end every day in luxury. The two additional bedrooms are equally inviting, ideal for family, guests, or a home office and media room. Step outside and discover a private sanctuary where every day feels like a vacation. The backyard is a true showstopper—an entertainer's oasis designed for both lively gatherings and peaceful relaxation. At the heart of the oasis is a custom-built tiki hut, complete with a thatched roof and ambient Lighting, a Fan and Entertainment features. Whether you're mixing tropical cocktails or hosting a summer barbecue, this space is perfectly equipped for unforgettable evenings with friends and family. Enjoy your beautifully maintained lawn, ideal for simply basking in the sun. Stunning landscaping elements provide privacy and tranquility with Flowering borders and mature trees simply adds such lush color and a sense of resort luxury. This Home is more than just a place to live—it's your sanctuary.
Hurry and schedule your Showing today where every day you will feel like you are on Vacation!! Close to Weeki Wachee Springs, Buccaneer Bay Waterpark, Lead Foot City, The best Shopping & Restaurants, Unique Wineries & Breweries, the Top hiking & biking areas, Best in the Nation in Medical facilities to simply enjoying canoeing, kayaking, biking, paddleboarding or watching a sunset at Pine Island listening to the soft waves of our beautiful Gulf Waters! This Home checks all your boxes with the best of Everything. No HOAs, No CDDs, No Deed Restrictions and even an area to park your RV!! Welcome Home to Rio Circle!!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 91 x 126
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Ranch
  • Year Built: 1990
  • Garage: 2-car Garage Door Opener, Ground Level, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,686
  • Acreage: 0.26
  • Lot Size: 91 x 126
  • Est. Taxes: $1,397
  • Lot Desc: Landscaped, Near Golf Course, Near Public Transit, Private
  • Appliances: Cooktop, Dishwasher, Dryer, Freezer, Refrigerator, Washer
  • MLS#: W7876687
  • Days on Market: 131 days
  • Website: https://www.raveis.com
    /prop/W7876687/2295riocircle_springhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/13/2026 8:02:07 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Lucci Witte TeamSales Associates

978.273.0099

TheLucciWitteTeam@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2295 RIO CIRCLE, Spring Hill, FL, 34608

$320,000

The Lucci Witte Team

Sales Associates

William Raveis Real Estate

Phone: 978.273.0099

TheLucciWitteTeam@Raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $116 $116 $116
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,514 $1,576 $2,075
Total Monthly Payment $1,705 $1,767 $2,266

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.