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Palm Hill Mobile Home Park is an outstanding 55+ community where there is more than you can dream of for choices to fill your days. There are three pools, jacuzzies, tennis, pickleball, shuffleboard, bocce ball, golf, dances at one of the two clubhouses and many welcoming homeowners. The reasonable monthly maintenance of $554 includes lawn care, water and sewer, trash removal, cable and internet Situated within this resort-like community is a meticulously maintained manufactured home featuring two bedrooms and two bathrooms, pristine both inside and out. This home is sold furnished. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim and floors are laminate. The front kitchen boasts stainless appliances-dishwasher, smooth top range, refrigerator and a sink looking outward. The set up provides easy work arrangement. The kitchen is totally open to the dining space. There’s a built-in white colored hutch which features plenty of drawer space as well as space above to display special collectibles. From the dining area the floorplan moves smoothly to the living room. Since 2023 the owner has purchased contemporary furnishes – a sofa sleeper, two side chairs, two end tables, 60-inch smart TV, and a stand with a comfortable fireplace. On the other side of the dining room a slider leads down to the bonus side room (den or study) Large windows bring light inside and there is a window a/c. Both bedrooms are at the other end of the home. The primary features are a walk-in closet, and new furnishings added in 2023-dresser, two nightstands, adjustable Queen bed. 60-inch Smart TV. The ensuite is updated and has shower with an updated shower head with handheld combo. The adequate-sized guest bedroom has a wall closet and a 60-inch smart TV. The main bath in the hall has a tub with shower attachment and plenty of counter space. Ceiling fans with a light in the kitchen, spare bedroom and bonus room distribute air Please note a 3 Ton14. 5seer package AC with 10kw electric heat was added in 2023. Much has been done to this manufactured home to present a clean and neat finished exterior. In 2019 the home had a complete roof over done on the home and the carport. The one car carport has a side extension. Windows in the main home were updated in 2021 with white vinyl framing and insulated low e glass. The vapor barrier was also redone in 2019. The utility area with washer and dryer is at the back of the bonus room which makes it very convenient to have laundry space inside. This home with its clean lines beckons to you to look further. This reasonably priced home includes a share in the community. It should not last for long so please call for a quick appointment.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $99,200 | $99,200 | $99,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $210 | $210 | $210 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $595 | $619 | $817 |
| Total Monthly Payment | $880 | $904 | $1,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.