25 Whitetail Lane, Commack, NY, 11725 | $849,990

Modern Comfort Meets Endless Potential ?This beautifully reimagined dormered ranch offers the perfect blend of high-end, move-in-ready living and downstairs and a separate living space upstairs for family or ab accessory apartment with proper permits. Whether you’re looking for a multi-generational setup, a home office suite, or a savvy rental opportunity, this property delivers. ?The Main Level: Fully Renovated Excellence ?Step into a bright, open-concept floor plan where every detail has been meticulously updated. No surface was left untouched, offering a "new construction" feel with the character of a classic ranch. ?Gourmet Kitchen: Features brand-new stainless-steel appliances, custom cabinetry, and sleek quartz countertops. ?Living Spaces: Hard wood oak flooring runs throughout, complemented by recessed lighting and a fresh, neutral color palette. ?Updated Bathrooms: Contemporary tile work and all-new fixtures. ?The Upper Level: The "Value-Add" Opportunity ?The second-story dormer provides a massive footprint that is ready for your vision. While the heavy lifting on the main floor is done, the upstairs offers prime potential for an accessory apartment or a sprawling primary suite. ?Versatile Layout: Sufficient ceiling height and floor space for a bedroom, living area, and kitchenette. ?Independent Living: Ideal for a legal accessory unit (subject to approval), a private guest wing, or a secluded home business hub. ?Plumbing Ready: Strategic positioning makes extending utilities to the second floor straightforward.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Basement
  • Style: Colonial
  • Year Built: 1958
  • Heating: Hot Air
  • Cooling: None
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 0
  • Acreage: 0.13
  • Est. Taxes: $14,853
  • Elem. School: Sawmill Intermediate School
  • Middle School: Commack Middle School
  • High School: Commack High School
  • School District: Commack
  • Appliances: Dishwasher, Dryer
  • MLS#: 960693
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/960693/25whitetaillane_commack_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Realty Connect USA L I Inc   Phone: 631-881-5160

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

25 Whitetail Lane, Commack, NY, 11725

$849,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,992 $679,992 $679,992
Term 360 months 360 months 180 months
Initial Interest Rate** 4.875% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.925% 5.858% 5.681%
Monthly Tax Payment $1,238 $1,238 $1,238
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,599 $3,968 $5,556
Total Monthly Payment $4,929 $5,298 $6,886

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.