1235 PALM STREET, Clearwater, FL, 33755 | $364,900

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Just minutes from Clearwater Beach and located outside the flood zone, this beautifully renovated coastal home delivers the Florida lifestyle buyers are searching for without HOA restrictions or high carrying costs. Thoughtfully updated and move-in ready, the home blends classic Florida charm with modern finishes, creating a space that feels welcoming, flexible, and easy to enjoy from day one.
Inside, brand-new luxury vinyl plank flooring and restored ceramic tile flow throughout (no carpet anywhere) making everyday living and post-beach cleanup effortless. Fresh interior paint, updated lighting, ceiling fans, and new blinds enhance the bright, airy feel while maintaining the warmth of a classic coastal cottage. A charming brick accent wall and original front and back doors preserve the home’s character while complementing its modern upgrades.
The fully renovated kitchen features new cabinetry, new appliances, updated fixtures, a disposal, and dedicated pantry space, offering both style and functionality for daily living or entertaining. The home currently offers two comfortable bedrooms and a refreshed full bathroom complete with a new shower/tub enclosure, vanity, and toilet.
A standout feature is the expansive bonus room connected to an oversized laundry area, providing valuable flex space for a home office, creative studio, guest area, or future expansion. This additional square footage enhances livability now while offering long-term versatility for the next owner.
Step outside to a large fenced backyard designed for the Florida lifestyle. A generous paver patio and fire pit create the perfect setting for relaxed evenings, entertaining, or simply enjoying outdoor living year-round. With room for pets, gatherings, or even a future pool, the outdoor space adds meaningful value rarely found at this price point.
Recent improvements including a new water heater, new exterior vinyl, freshly painted fencing, and professionally cleaned tile and grout help reduce immediate maintenance concerns. With no HOA and no flood insurance required, ownership remains both simple and cost-effective this close to the Gulf.
Conveniently located near Clearwater Beach, Pier 60, Crest Lake Park, Ruth Eckerd Hall, shopping, dining, and major roadways, the home offers easy access to everything that makes Clearwater living desirable. Furnishings may be available separately, creating a turnkey opportunity for buyers seeking a primary residence, seasonal escape, or income-producing property.
If you’ve been searching for a renovated Clearwater home that offers lifestyle, flexibility, and value near the beach then this is one you’ll want to experience in person.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 60 x 102
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 1950
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,147
  • Acreage: 0.14
  • Lot Size: 60 x 102
  • Est. Taxes: $1,846
  • Lot Desc: Cleared
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8475802
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/TB8475802/1235palmstreet_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 6:57:51 AM)
Listing courtesy of KELLER WILLIAMS REALTY NEW TAMPA   Phone: 813-994-4422

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1235 PALM STREET, Clearwater, FL, 33755

$364,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $291,920 $291,920 $291,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $154 $154 $154
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,657 $1,748 $2,347
Total Monthly Payment $1,886 $1,977 $2,576

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.