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MOUNT VERNON CONDO ASSOCIATION STANDALONE HOME: :
This beautiful single-family, stand-alone home is located within the Mount Vernon Condo Association, offering residents the best of both worlds. Enjoy all the benefits of belonging to a condo association, such as access to amenities, social clubs, and maintenance-free living, while having the privacy of a detached home.
HOME FEATURES:
The home has been updated with light cupboards and Corian counters, stainless steel appliances in the kitchen, and vinyl plank flooring in the great room. The eat-in kitchen seamlessly opens into the dining and living room areas, which together create a spacious great room. This open-concept design extends into an inviting Florida Room, where the wall has been removed to further enhance the large, open floor plan. The property is being offered mostly FURNISHED (owner taking a few things). Tax records say 1390 SF which includes the extra room in MBR, but not the Florida Room which is now enclosed, so closer to 1600 SF heated I believe, This home is 10 feet above sea level (see elevation certificate). Has never flooded.
BEDROOMS AND BATHROOMS:
The residence features two bedrooms and two bathrooms. The large master bedroom includes an additional space, referred to as the one story addition on tax records, measuring 13x7 feet (91 square feet). This room was originally built by the previous owner as a pottery room and is enclosed with vinyl windows. The master also boasts a sizable walk-in closet and a walk-in shower, while the guest bathroom includes a tub.
COMMUNITY AMENITIES
Mount Vernon is a well-managed social community that offers a wide variety of clubs and activities, including a boat club and fishing club. A comprehensive list of clubs is available in the Mount Vernon manual. Residents can enjoy amenities such as a large pool, kayak launch, putting green, tennis courts, table tennis, pickle ball, shuffleboard, woodworking facilities, library, fitness room, and picnic areas. There are always events and activities taking place for those interested. Scenic walkways meander throughout the community, and golf carts are allowed as a reasonable accommodation when needed for medical reasons. Need board approval. Condo Assoc. also owns the lot north of the plaza for RV and truck parking, etc. Mount Vernon Condo Association provides an active and welcoming environment where you can truly enjoy the lifestyle. You will love living here!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,999 | $239,999 | $239,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $97 | $97 | $97 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,439 | $1,497 | $1,977 |
| Total Monthly Payment | $1,611 | $1,669 | $2,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.