107 Underhill Avenue, West Harrison, NY, 10604 | $1,395,000

Rare opportunity to own a spacious, turnkey two-family home with bonus third-floor living space in the heart of highly desirable West Harrison — delivered fully vacant and ready for immediate occupancy or income generation. First and second floor apartments offer beautifully proportioned, light-filled layouts featuring 3 bedrooms, 1 bath, kitchen, dining room, and a warm, inviting living room with fireplace. The first-floor unit enjoys a private rear entrance and bluestone patio, creating seamless indoor-outdoor living. The second-floor unit features a newly renovated kitchen and bath, offering modern finishes. The third floor provides bonus living space complete with two additional rooms with closets, plus a newly renovated kitchen and bath. This level can easily be incorporated into the second floor to create an expansive five-bedroom duplex or utilized as flexible extended living space — ideal for multi-generational living, guests, or added versatility. The partially finished basement offers a common area, three separate storage rooms, shared laundry, and walk-out access to the driveway. Additional hookups for second laundry area available. The basement also provides direct access to the attached two-car garage for added convenience. Exceptional parking includes spacious driveway and a detached two-car garage in addition to the attached garage — presenting valuable supplemental income potential in this high-demand location. Bright, spacious apartments, flexible living configurations, low taxes, and a commuter-friendly location close to Metro-North and major highways — all within the sought-after Harrison School District. A rare turnkey opportunity in one of the area’s most desirable communities.

Features

  • Bedrooms: 7
  • Baths: 3 full
  • Laundry: Common Area, In Basement, Multiple Locations
  • Style: Duplex
  • Year Built: 1927
  • Garage: 4-car
  • Heating: Hot Water, Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Basement: Common, Partially Finished, Storage Space, Walk-Out Access
  • Acreage: 0.15
  • Est. Taxes: $16,812
  • Elem. School: Samuel J Preston School
  • Middle School: Louis M Klein Middle School
  • High School: Harrison High School
  • School District: Harrison
  • MLS#: 961002
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/961002/107underhillavenue_westharrison_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Joseph Baratta Company Realty   Phone: 800-628-3119

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

107 Underhill Avenue, West Harrison, NY, 10604

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.110% 5.932%
Monthly Tax Payment $1,401 $1,401 $1,401
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,163 $6,691 $9,267
Total Monthly Payment $7,689 $8,217 $10,793

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.