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Under contract-accepting backup offers. Welcome to 77 Merrimac Drive in Surfside Estates, a vibrant 55+ community where coastal living meets comfort and connection. This beautifully renovated barrier-island home offers approximately 1, 600 square feet of thoughtfully designed living space, perfect for both everyday enjoyment and entertaining. The open floor plan flows effortlessly between the living and dining areas and is anchored by a spacious kitchen with a center island and breakfast bar—ideal for casual meals, hosting friends, or gathering with family. The finished front porch serves as a light-filled Florida room, creating a peaceful spot for morning coffee, reading, or relaxed conversation. A separate den provides flexible space for a home office, hobby room, or overnight guests. Designed for easy beachside living, the home features laminate flooring throughout, new impact-resistant windows for peace of mind, and four split heating and cooling systems for year-round comfort. The expanded primary suite is a private retreat, complete with a renovated bath featuring a large walk-in shower, double vanity, ensuite laundry, and an oversized storage closet. Generous closet space and nearby baths add convenience for guests. Additional highlights include a golf cart garage with workshop and ample storage, and a large carport. Enjoy the relaxed pace of island life with quick private access to the ocean for swimming, sunrise walks, and beach days, as well as the riverfront for kayaking, fishing, and unforgettable sunsets. Surfside Estates offers an exceptional lifestyle with amenities that include a pool, clubhouse, library, billiards, shuffleboard, horseshoe pit, fishing docks, riverside benches, and a roof top gazebo. The community is active, welcoming, and social and an ideal home base for day trips to St. Augustine, Orlando, and Daytona Beach. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,086 | $1,145 | $1,550 |
| Total Monthly Payment | $1,260 | $1,319 | $1,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.