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STONE ISLAND - 193’ ON CANAL - . 64 ACRE - BOAT TO LAKE MONROE!
Super floorplan ideal for casual waterfront living. A true GREAT room - 800 SF open area with kitchen, dining and great room leading out to the 25’ screened porch, paver patio and HUGE yard. The kitchen has glazed wood cabinetry, granite counters, dining bar with seating for 6 and stainless appliances. High ceilings, large windows, and glass doors leading to the patio flood the home with natural light and enhance the sense of openness.
Split floor plan with three bedrooms and two full bathrooms affords the most active family privacy. The spacious 2 room primary suite is a true retreat, opening through French doors and offering a cozy seating area with glass doors leading directly to the back patio. Just off the primary suite is a large bonus room—ideal for a home office, nursery, fitness room, or expansive dressing space—also featuring private access to the patio. The primary ensuite bathroom includes double vanities, soaking tub, a walk-in shower, and a walk-in closet.
The secondary bedrooms and full guest bathroom are situated off the main living space, with the guest bath offering direct access to the backyard. The 12’ laundry room, complete with cabinetry, is conveniently located off the main living space and provides access to both the garage and the exterior.
The oversized lot features mature landscaping and ample space for boat and RV parking. The screened-in back patio showcases Spanish tile and offers serene views of the canal. Just beyond, a paver patio creates the perfect outdoor entertaining and living space. The backyard is partially fenced, providing flexibility for pets.
Well maintained AC new in 2025 and water saving sprinkler runs from canal.
Stone Island is a rare Florida gem nestled along Lake Monroe, part of the St. Johns River. This unique community is known for its large oak trees and peaceful setting. Including pickleball courts, acres of parks and recreational space, a private boat ramp and dock, horse stables(for a fee), and golf-cart-friendly roads. Located just minutes from everyday conveniences and the popular Rails-to-Trails bike path. EVERYONE LOVES STONE ISLAND!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,235 | $2,391 | $3,209 |
| Total Monthly Payment | $2,599 | $2,755 | $3,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.