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Presented by
Nick Rosario - The Nick Rosario Team |
This meticulously maintained 3-bedroom, 2-bath Cape Cod is situated on a private 1. 2 acre lot, set back from the road in the sought after Valley Central school district. The main level offers a bright, open living and dining area, an eat-in kitchen, two comfortable bedrooms, and a recently updated full bath. Upstairs, the private primary suite features a spacious walk-in closet (so large it was used as an office), full bath, and an additional bonus room — perfect for a sitting room, kitchenette, workout space, or potential fourth bedroom. Enjoy entertaining in the expansive 800 sq. ft. three-season room that opens to your backyard retreat complete with an in-ground pool, featuring a new liner (2023) and filter pump (2021). The pride of ownership shows throughout, with care taken to service the furnace annually (11/25), septic system pumped (10/25), the hot water heater was replaced in 2023 , new well pump in 2021, & newer windows! A wonderful blend of charm, space, and outdoor enjoyment! Centrally located, min to I84 and NYS thruway.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 917.564.2351
Nick.Rosario@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $640 | $640 | $640 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,083 | $2,228 | $2,990 |
| Total Monthly Payment | $2,798 | $2,943 | $3,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.