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Set along a quiet canal just moments from the open bay, this two bedroom waterfront Cape offers effortless South Shore living in the heart of Amityville Village. Inside, hardwood floors anchor the main living spaces, while the kitchen is in "like new" condition with stainless steel appliances and clean, tailored finishes. A vaulted ceiling den creates architectural volume and natural light, with sliding glass doors opening to a composite Trex deck designed to capture the experience of waterfront living. Step outside and you are waterfront. Your boat is docked in your own backyard, ready for a spontaneous sunset cruise across the Great South Bay. With seconds to open water, the location is ideal for boaters who value quick, easy access. Imagine how easy it can be to take a ride and release the pressures from the day. Additional highlights include a high efficiency boiler for year round comfort and a detached garage offering valuable storage for boating gear, bikes, and seasonal essentials. Beyond the property lines, enjoy everything that defines Amityville Village living: resident only beach access, summer evenings at Fridays on the Greene, charming local shops, waterfront dining, and LIRR convenience. This is not just a home, it is a lifestyle anchored in the friendly bay village.
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Our Executive Mortgage Banker:
Our Insurance Division:
$624,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $499,920 | $499,920 | $499,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $802 | $802 | $802 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,997 | $3,119 | $4,151 |
| Total Monthly Payment | $3,891 | $4,013 | $5,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.