2207 NE 28th ST, Cape Coral, FL, 33909 | $330,000

Location, Location, Location! Fantastic opportunity. Fall in love with this stunning stater home! If you’re looking for a peaceful retreat free from the rules and regulations of an HOA, this 3-bedroom, 2-bath, 2-car garage home is perfect for you. The extra-large lot, featuring mango and starfruit trees, backs up to a preserve—so the only neighbors you’ll have behind you are the wildlife that call the woods home. The yard is fenced on three sides to preserve the view of the lush tropical landscape, which flows seamlessly into the large open living space through beautiful French doors. Features vaulted ceilings, tile flooring, and expansive windows, the home feels light, bright, and inviting. The spacious, remodeled island kitchen features all stainless steel LG appliances, a wine fridge, brand-new custom cabinetry, and ample counter space. The generous owner’s suite offers laminate flooring that continues throughout the bedrooms, along with a large ensuite filled with natural light. Two additional bedrooms and another well-lit bathroom complete this lovely home. Additional features include a workspace off the living room, a separate laundry room with a Maytag washer and dryer, a new water heater, a new A/C, and a Culligan water purification system. Located in a "no flood zone" area and just a short drive to Publix and all the best the "Cape" has to offer, this home combines comfort, convenience, and tranquility. Seller Motivated!

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: CAPE CORAL
  • Year Built: 2005
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,274
  • Acreage: 0.28
  • Est. Taxes: $3,717
  • Lot Desc: Oversize
  • View: Preserve,Wooded Area
  • Community Type: Non-Gated
  • Pet Policy: No Approval Needed
  • MLS#: 226006998
  • Website: https://www.raveis.com
    /prop/226006998/2207ne28thst_capecoral_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of LUXE PROPERTIES LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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2207 NE 28th ST, Cape Coral, FL, 33909

$330,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $264,000 $264,000 $264,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $310 $310 $310
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,581 $1,647 $2,156
Total Monthly Payment $1,966 $2,032 $2,541

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.