3805 E BAY DRIVE, #201, Holmes Beach, FL, 34217 | $389,500

Welcome to Sunbow Bay, where coastal living meets convenience right on Anna Maria Island. The condo features a beautifully designed great room with a breakfast bar and an eat-in kitchen that has been fully upgraded with Statuario Pompeii quartz countertops, all brand new kitchen cabinetry, new stainless steel Samsung appliances (dishwasher, microwave, and stove/oven) and a glass tile backsplash. Beyond the kitchen, the unit offers newly added recessed LED lighting, luxury vinyl wide-plank flooring throughout, a steam washer and dryer combo, upgraded ceiling fans, plantation shutter-style doors, lanai tile, linear HVAC vents, 5-inch floor moulding, new paint throughout, and brand-new smoke detectors. The primary suite includes a spacious 6' × 8' master closet, and the unit is equipped with an Ultravation UltraMax HVAC ultraviolet air treatment system. The entire unit was completely gutted down to the studs a few years ago and rebuilt from the ground up, which is clearly reflected in the photos. In addition to the interior transformation, the unit is one of the largest one-bedroom, one-bath condos on Anna Maria Island. The lanai was upgraded with plexiglass sliders, creating a seamless indoor-outdoor living experience and allowing the space to live larger and flow effortlessly. The community amenities are equally impressive and include kayak racks and storage with launches, a fishing pier, and ample space to dock a boat for the day. Residents also enjoy indoor bike storage, two pools, a tennis and pickleball court, and an under-building parking space that is original in size, with pickup trucks allowed. From a capital improvement standpoint, the entire complex has already undergone significant renovations. All roofs across every building were replaced within the last year and are fully paid for. The entire development has been completely repaved with new asphalt, all buildings were repainted within the past two years, and new landscaping is currently being installed throughout the complex, with completion coming soon. Overall, not only has the unit been fully remodeled inside, but the community itself has already completed major updates, allowing new owners to enjoy essentially brand-new living from day one. The unit lives beautifully, shows exceptionally well, and is truly move-in ready for its next owners. Located near local shops, dining, and island staples, this coastal gem delivers the laid-back lifestyle Anna Maria Island is known for. Whether you are spending days on the beach, launching a kayak, fishing from the pier, or soaking in sunset views, Sunbow Bay offers an unmatched opportunity to enjoy the best of island living.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Fitness Center, Laundry, Pool, Storage, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside
  • Complex: SUNBOW BAY PH II
  • Year Built: 1979
  • Approx Sq. Feet: 917
  • Acreage: 0.54
  • Est. Taxes: $4,735
  • Condo Fee: $1,089 Monthly
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: A4681942
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4681942/3805ebaydrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 1:00:30 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-383-6411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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3805 E BAY DRIVE, #201, Holmes Beach, FL, 34217

$389,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,600 $311,600 $311,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $395 $395 $395
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,794 $1,893 $2,525
Total Monthly Payment $2,264 $2,363 $2,995

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.