|
BRING ALL OFFERS! Ocean sunrises and river sunsets are simply part of everyday life in Ormond Beach. This beachside 2-bedroom, 1-bath concrete block home offers 1, 225 square feet of comfortable coastal living with a 1-car attached garage, slab foundation, city water, and septic system, all just a short walk to the beach, a nearby kayak launch and fishing pier, and an easy stroll to Tom Renick Oceanfront Park, featuring beach access, pavilions, grills, playground, and showers. Thoughtfully updated for peace of mind and insurability, the home includes a 2022 roof, impact-rated windows, storm-rated exterior doors, a 2024 hurricane-rated garage door, a 2025 hot water heater, and a 2025 washer and dryer. Kitchen appliances were updated in 2024 and 2025 and pair beautifully with butcher block countertops, extended cabinetry, and a dedicated coffee bar that complements the relaxed Ormond Beach vibe. The Florida room is a true showstopper, with a wall of windows overlooking your private backyard oasis, a new insulated ceiling, specialized UV-resistant blinds, and dedicated A/C for year-round comfort, with plenty of space to add your dream pool. Updated lighting and ceiling fans enhance interior comfort, while the fully fenced backyard with a 2023 vinyl privacy fence and 2024 storage shed offers flexible space for entertaining, pets, hobbies, or storage. No HOA, no flood insurance required, and the property allows a one-month minimum rental, making it suitable as a primary residence, coastal retreat, or investment opportunity. Conveniently located near Daytona Beach—home to year-round events, festivals, and motorsports—while also within reach of historic St. Augustine and the attractions and theme parks of Orlando, this beachside retreat is move-in ready and waiting for you to enjoy the best of Florida living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,497 | $1,580 | $2,107 |
| Total Monthly Payment | $1,872 | $1,955 | $2,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.