110 MAGNOLIA CROSSING POINT, #1901, Saint Augustine, FL, 32086 | $284,000

CORNER UNIT condo in the gated community of Cottages at Winding Creek. Priced below market offering a great opportunity for investors or buyers looking to add value and build equity. Long-term rentals in the community are achieving approximately $2, 000/month.

Welcome to this beautifully maintained 3-bedroom, 2. 5-bath corner-unit condo in the gated Cottages at Winding Creek, offering the perfect blend of privacy, convenience, and Florida lifestyle living. Ideally positioned with no rear neighbors and peaceful conservation views, this home provides a rare sense of tranquility while remaining close to everything St. Augustine.

As a corner unit, the home enjoys added natural light, extra privacy, and a quieter setting. The main living areas and bedrooms feature laminate wood flooring, creating a clean, cohesive look throughout, while the carpeted staircase adds comfort and warmth between levels.

The kitchen is thoughtfully designed with granite countertops, 42-inch cabinetry, and ample storage, opening seamlessly to the living and dining areas perfect for everyday living and entertaining. Step outside to the screened lanai and enjoy tranquil views of the private, wooded backdrop — an ideal space for morning coffee or evening relaxation.

Prime Location & Unmatched Convenience:
Just minutes to I-95 — Easy access for commuting north or south. Close to St. Augustine Beaches & the Intracoastal — Enjoy boating, fishing, and coastal living just a short drive away. Near Historic Downtown St. Augustine — World-class dining, shopping, and cultural attractions at your fingertips. Convenient to shopping, restaurants, and daily essentials

The gated community offers peace of mind along with desirable amenities, including a community pool and beautifully maintained common areas. A one-car garage, ample guest parking, and low-maintenance living make this home ideal as a primary residence, second home, or investment opportunity.

This is a rare opportunity to own a private, corner-unit condo in a sought-after location where serenity meets accessibility. Enjoy the best of St. Augustine living from historic charm to coastal adventures — all just minutes from your front door.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Complex: COTTAGES/WINDING CRK
  • Year Built: 2010
  • Common Charge: $320 Monthly
  • Approx Sq. Feet: 1,594
  • Acreage: 0.21
  • Est. Taxes: $2,247
  • Lot Desc: Corner Lot, Landscaped
  • View: Trees/Woods
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC315796
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/FC315796/110magnoliacrossingpoint_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 11:17:08 AM)
Listing courtesy of HAMMOCK REAL ESTATE GROUP   Phone: 386-246-9934

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

110 MAGNOLIA CROSSING POINT, #1901, Saint Augustine, FL, 32086

$284,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $227,200 $227,200 $227,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.144% 5.522%
Monthly Tax Payment $187 $187 $187
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,272 $1,361 $1,826
Total Monthly Payment $1,534 $1,623 $2,088

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.