3031 PINE FOREST DRIVE, Palm Harbor, FL, 34684 | $3,500

This incredibly welcoming and spacious home is set in an amazing community with a sparkling communal pool, huge park, playground, spa and community center. Zoned for Palm Harbor University and Carwise Middle School - two of the top-rated schools in the area, this community has it all.

Formal living and dining areas with vaulted ceilings, greet you and your guests as you enter the home. The large eat-in kitchen and family room (with fireplace) make this a cozy but elegant space to enjoy your day-to-day family moments.

There is also a large Florida room with separate A/C unit that is a perfect office, home schooling space, or additional living space. In addition, there is a small screened in patio to sit outside and enjoy a mosquito-free evening. The private back yard boasts mature avocado, kumquat, grapes and more. There is also a covered grill area and an outdoor fire pit.

Don't get lost in the large master bedroom and bathroom with massive wall-to-wall closets and an enormous amount of extra storage space in the bathroom. The home has masses of storage throughout and a large built-in bookcase. Even the large garage has masses of accessible overhead storage. This large home is perfect for work-from-home and/or homeschool life and also entertaining. With all the extra storage, you could even have the space for an e-commerce business! There is a whole house water filter and softener, plus an extra water filter in the kitchen for your drinking water.

Enjoy the maintenance-free community pool, tennis court and private park with walking path. Walking distance to Publix, Walmart, Gym, Restaurants and more. And only a short drive to Trader Joes.

Features

  • Type: Single Family Residence
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 60 x 105
  • Laundry: Electric Dryer Hookup
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,332
  • Acreage: 0.14
  • Lot Size: 60 x 105
  • Pet Policy: Cats OK, Dogs OK, Pet Deposit, Size Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Washer
  • MLS#: TB8473131
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8473131/3031pineforestdrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/5/2026 4:11:30 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3031 PINE FOREST DRIVE, Palm Harbor, FL, 34684

$3,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,800 $2,800 $2,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.541%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $16 $17 $23
Total Monthly Payment $91 $92 $98

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.