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Under contract-accepting backup offers. Located in the highly desirable 55+ maintenance-free gated community of Traditions on Lake Ruby, this wonderful 2-bedroom, 2-bathroom home offers charm, functionality, and an exceptional lifestyle. Upon arrival, you’re greeted by a welcoming Screened-in front porch decked out with tile flooring. Inside, the open-concept floor plan features a spacious living room with vaulted ceilings, Laminate wood flooring, a decorative planter shelf, and triple glass sliding doors leading to the Florida room. The eat-in kitchen showcases an arched entryway, maple wood cabinetry, and corian countertops. Functional upgrades include a stainless steel double bowl sink with a gooseneck faucet, a closet pantry and Upgraded Refrigertor. A charming breakfast nook is ideal for casual dining, while the formal dining area—enhanced with sliding glass doors that open to the fenced yard—seamlessly blends indoor and outdoor living. Solid surface flooring throughout the main living areas ensures style and easy maintenance. The primary bedroom suite features Laminate Wood flooring, a walk-in closet, and views of the backyard. Its ensuite bath includes a maple wood vanity, and a walk-in shower with a glass enclosure. Outdoor enjoyment awaits with a fully fenced yard—perfect for relaxation or entertaining. Additional highlights include a Florida room with tile flooring, Laundry Room, with utility sink, washer & dryer, irrigation system, architectural shingle roof (2020), Water Filtration system, water heater (2023), gutters, generator outlet, solar powered attic vent fan, pull down attic stairs, a 2-car garage with door opener and keyless entry pad, plus a paved driveway and walkway. Traditions at Ruby Lake offers an exceptional array of amenities: a lakefront clubhouse, dock and boat ramp, heated swimming pool and spa, ballroom, billiards, meeting rooms, library, computer room, craft room, dog park, tennis and pickleball courts, basketball, bocce, shuffleboard, fitness center, aerobics studio, and more. The monthly HOA fee covers exterior house painting, cable, internet, front-yard lawn service, and access to clubhouse amenities. . Conveniently located near shopping, restaurants, LegoLand and major routes, this home offers an exceptional and carefree lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $288 | $288 | $288 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,054 | $1,098 | $1,437 |
| Total Monthly Payment | $1,417 | $1,461 | $1,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.