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Tucked away in a quiet, private neighborhood in the heart of the highly desirable Putnam Valley community, this exceptional raised ranch is being offered for the very first time by its original owner. Thoughtfully built and meticulously maintained, the home reflects true pride of ownership throughout. Set on 1. 22 acres of beautifully kept, level property, the expansive front and rear yards create a serene, park-like setting with mature landscaping and open green space—ideal for outdoor entertaining, gardening, recreation, or simply enjoying the peaceful surroundings. Inside, a spacious and inviting layout features three bedrooms and sun-filled living areas enhanced by hardwood floors and new windows that fill the home with natural light. The lower level offers sliding glass doors leading to a private patio, creating effortless indoor-outdoor living and the perfect setting for gatherings or quiet relaxation. Major mechanical updates provide added confidence, including a brand-new Roth oil tank, new pressure tank, and a water filtration and softening system—allowing the next owner to move right in while making it their own. The home also features a brand-new roof with a 50-year warranty, offering exceptional long-term value and peace of mind. Conveniently located near schools, shopping, and the Metro-North train station, this home offers an ideal balance of privacy and accessibility. A rare opportunity to own a well-built, lovingly cared-for home on a beautiful piece of property in Putnam Valley.
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Our Executive Mortgage Banker:
Our Insurance Division:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $644 | $644 | $644 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,213 | $3,389 | $4,438 |
| Total Monthly Payment | $3,949 | $4,125 | $5,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.