1565 W PEARSON STREET, Hernando, FL, 34442 | $405,000

One or more photo(s) has been virtually staged. Under Construction. This fabulous 4 bedroom new home has just started being built by Spire Homes on a wonderful one acre wooded home site in Citrus Hills. All cabinets, flooring, countertops and appointments can be selected. It showcases an elegant exterior including a lovely bay window, three car garage and over 1, 900 square feet of luxurious living space. As you enter you will be impressed with the attention to detail throughout. The Aruba plan by Spire Homes features an impressive kitchen showcasing beautiful wood cabinetry with soft close drawers, quartz countertops, subway backsplash, pendant lighting and under cabinet lighting which offer beauty and ambiance. The master bedroom is large and offers a massive walk-in closet. The en-suite bathroom and has a spacious shower and dual sinks with quartz countertop. The front bedroom showcases the bay window and is 15x12 in size. It is great for family and guests or just a relaxing retreat room. The beauty and quality of the eight-foot doors throughout, 5. 25" baseboards with complimenting wood window sills, Lifetime Warranty LVP flooring in the main rooms, dual pane Low-E windows and so much more set the stage for both quality and craftsmanship! This is an amazing 3 car garage home on a lovely one acre parcel located in the popular Citrus Hills Community. The close proximity to new shopping and dining, health care, and the beautiful town of Inverness makes this a superb location. You'll also enjoy easy access to the Suncoast Parkway, making the drive to the Tampa Bay area seamless. This home offers it all and at a very affordable price.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 150 x 291
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2026
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,903
  • Acreage: 1
  • Lot Size: 150 x 291
  • Est. Taxes: $350
  • HOA Fee: $151 Annually
  • Elem. School: Forest Ridge Elementary School
  • Middle School: Lecanto Middle School
  • High School: Lecanto High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: W7882969
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7882969/1565wpearsonstreet_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 11:39:43 PM)
Listing courtesy of TROPIC SHORES REALTY LLC   Phone: 352-684-7371

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1565 W PEARSON STREET, Hernando, FL, 34442

$405,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $324,000 $324,000 $324,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.609%
Monthly Tax Payment $29 $29 $29
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,840 $1,940 $2,626
Total Monthly Payment $1,944 $2,044 $2,730

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.