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Step into timeless 1930’s charm blended with space and functionality in this beautiful 4-bedroom, 2-bath Tudor located just outside Patchogue Village. Offering approximately 2, 063 square feet of living space on a generous 0. 35-acre property, this home showcases classic architectural character with high ceilings, hardwood floors, crown molding, and original millwork throughout. The large living room features an exceptional wood mantel fireplace and oversized windows that flood the home with natural light. A formal dining room includes built-in china closets and a bright sitting area with bow windows. The kitchen offers granite countertops, stainless steel appliances, tiled backsplash, and counter seating. Additional highlights include a first-floor bedroom with pocket doors, a den with slider leading to a bi-level deck and backyard, high-hat lighting, cast iron baseboard heating, 3-zone heating, 200-amp electric service, and a full basement where the heating system is located. The second floor features three bedrooms, a full bath with Italian tile work, and washer/dryer for added convenience. With proper permits, the property offers possible Mother-Daughter potential. Situated on a quiet street near Patchogue Village, close to restaurants, shopping, and local amenities. Home being "Sold As Is".
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $503,992 | $503,992 | $503,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $1,200 | $1,200 | $1,200 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,783 | $2,981 | $4,018 |
| Total Monthly Payment | $4,075 | $4,273 | $5,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.