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Tucked away on a quiet, tree-lined street in coastal Black Rock, this timeless 1915 bungalow blends classic charm & period details w/ modern updates. Perfectly located just steps from the train, quaint shops, local restaurants & live music venues. Enjoy morning strolls to Harborview Market or sunny afternoons by St. Mary's by the Sea. Inside, nearly 9-foot ceilings & oversized windows fill the home w/ natural light. A welcoming foyer opens to a spacious living & dining room featuring a cozy window seat-ideal for relaxing or entertaining. The renovated kitchen showcases white cabinetry, marble countertops, stainless steel appliances & ample room for an island or breakfast nook. The newly added 1st floor bedroom (or home office) features a vaulted ceiling & direct access to a brand new full bath w/ walk-in shower. Upstairs, you'll find three generously sized bedrooms, each w/ walk-in closets featuring custom storage systems. The designer hall bath offers both a soaking tub & a frameless glass shower set on elegant marble flooring. The primary BR easily accommodates a king-sized bed. A full unfinished lower level, recently repointed, is bright, clean, & ready for your personal touch. Recent upgrades include: New roof (2024), New garage doors & electrical service, New bluestone landing & sidewalk, New front & back stairways, New interior & exterior painting, New furnace, hot water heater, 200-amp service (2019). Come discover why Black Rock is being called the new Brooklyn of CT.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Vaulted Ceiling,Ceiling Fan,Hardwood Floor | 7.0 x 12.0 | Main |
| Bedroom 2 | Walk-In Closet,Hardwood Floor | 10.1 x 16.1 | Upper |
| Bedroom 3 | Walk-In Closet,Hardwood Floor | 10.0 x 11.9 | Upper |
| Dining Room | Hardwood Floor | 12.0 x 14.0 | Main |
| Full Bath | Quartz Counters,Tile Floor | 8.0 x 7.0 | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper | |
| Kitchen | Remodeled,Double-Sink,Tile Floor | 12.0 x 12.0 | Main |
| Living Room | Hardwood Floor | 12.0 x 13.0 | Main |
| Primary Bedroom | Walk-In Closet,Hardwood Floor | 13.2 x 13.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $893 | $893 | $893 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,781 | $3,988 | $5,219 |
| Total Monthly Payment | $4,766 | $4,973 | $6,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.