Beautifully updated and thoughtfully designed, this light-filled 1, 250-sq-ft unit offers modern comfort with timeless style and lives like a single-family residence. Bathed in natural light, the open living and dining area showcases original parquet floors, recessed lighting, and an airy layout ideal for both everyday living and entertaining. An oversized kitchen with crisp white cabinetry, stainless steel appliances, and a generous island anchors the space and enhances the home’s open, connected feel. The residence features two generously sized bedrooms, each large enough to comfortably accommodate a king-size bed, nightstands, and dressers, offering exceptional flexibility. Two full bathrooms—including a private primary bath and a well-appointed hall bath—feature clean, modern finishes. Warm neutral tones, abundant natural light, and a well-scaled layout combine to create a truly move-in-ready home that feels both elevated and inviting. Gate house with 24/7 guard upon complex entry, common laundry in lobby, one guaranteed outdoor parking space assigned at closing for $75/month, plus a free of charge storage room space and bike room space. ------ Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax Fico 5. 0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio – not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,914 | $1,991 | $2,629 |
| Total Monthly Payment | $1,989 | $2,066 | $2,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.