81 Macdougal Road, Roscoe, NY, 12776 | $375,000

Perched high on a mountaintop and surrounded by a maturing forest, this inviting Catskills retreat offers privacy, warmth, and authentic upstate charm. A spacious front porch welcomes slow mornings and long evenings, setting the tone for relaxed upstate living. Inside, vaulted ceilings and a nicely flowing layout create a sense of ease and openness, while two pellet stoves provide efficient, cozy comfort throughout the seasons. Natural light fills the living spaces, enhancing the home’s rustic character and making it feel equally suited for full-time living or a weekend escape. The king size primary bedroom enjoys southern light exposure and a private bath, while the second bedroom offers flexibility for guests, home gym or creative space. Overlooking the main living space, the skylit loft provides an ideal work-from-home area or reading retreat - quiet and bright - tucked above it all. The kitchen is efficiently designed with ample cabinetry and modern appliances, offering a practical and comfortable space. Outside, a generous deck and large, fenced yard adds versatility for pets or gardening and invites dining al fresco, stargazing, or soaking in the surrounding woodland. Just off the driveway, a large barn-style shed adds functional charm and is a versatile space for projects, storage, or hobbies. A whole-house generator adds peace of mind, complemented by practical updates including a newer roof and oil tank. Located just minutes from the heart of Roscoe - affectionately nicknamed Trout Town USA - this mountaintop home offers easy access to world renowned fly fishing, scenic forest trails and year-round recreation. Conveniently located just minutes from Livingston Manor, Callicoon and Liberty - just about two hours from the GWB.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Cabin, Log
  • Year Built: 1993
  • Heating: Hot Water, Oil, Other
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,344
  • Acreage: 5.33
  • Est. Taxes: $2,490
  • Lot Desc: Back Yard, Cleared, Front Yard, Level, Part Wooded, Private, Secluded
  • View: Trees/Woods
  • Elem. School: Rockland Elementary School
  • Middle School: Rockland Middle/High School
  • High School: Rockland Middle/High School
  • School District: Rockland
  • Appliances: Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
  • MLS#: 956319
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/956319/81macdougalroad_roscoe_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY, LLC   Phone: 838-877-8283

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

81 Macdougal Road, Roscoe, NY, 12776

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $208 $208 $208
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,680 $1,797 $2,412
Total Monthly Payment $1,963 $2,080 $2,695

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.