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Presented by
Sarah Rosiak |
Enjoy turnkey, maintenance-free living in this beautifully remodeled 2-bedroom, 2-bath condominium located in the highly sought-after 55+ community of On Top of the World in Clearwater. Positioned at the end of the boulevard with direct golf course views from the front of the home, this elevator-access building offers both privacy and convenience within one of Pinellas County’s most amenity-rich active adult communities. Inside, the open-concept layout showcases new flooring throughout the main living areas, new carpet in the bedrooms, fresh interior paint, and new windows with solid wood shade shutters that enhance energy efficiency and style. The fully renovated kitchen features white shaker cabinetry, granite countertops, tile backsplash, a ceramic sink, and newer stainless steel appliances including stove, range, dishwasher, and refrigerator. The spacious living area flows into a versatile bonus room with additional storage and peaceful conservation views, creating flexible space for relaxing or entertaining. The generous 13x24 primary suite includes dual closets, built-in vanity space, and a private ensuite bath, while both bathrooms have been tastefully updated with stone countertops, modern vanities, upgraded fixtures, and built-in shelving. Additional highlights include abundant storage, in-unit washer and dryer, and HVAC replaced in 2022.
On Top of the World is home to two golf courses featuring both 9-hole and 18-hole options, along with two heated pools, a state-of-the-art fitness center, tennis and pickleball courts, lawn bowling, hobby studios, billiards, sauna, hot tub, library, and the popular on-site Karma Café. The community welcomes pets of any size and offers a full calendar of clubs, classes, and social events. Cable and internet are included in the monthly fee. Conveniently located near Clearwater Beach, Honeymoon Island, downtown Dunedin, shopping, dining, medical facilities, and major airports, this move-in-ready condo offers the perfect blend of golf course lifestyle, active adult living, and coastal convenience in one of Clearwater’s premier 55+ communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
Sales Associate
William Raveis Real Estate
Phone: 239.404.6156
Sarah.Rosiak@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $92 | $92 | $92 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,074 | $1,133 | $1,491 |
| Total Monthly Payment | $1,241 | $1,300 | $1,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.