15611 89th Street, Howard Beach, NY, 11414 | $939,000

New Howard Beach low ranch featuring three bedrooms, three bathrooms, and a fully finished basement with an outside separate entrance. Set on a 40x100 lot on a quiet residential street, this home offers the ideal balance of privacy and convenience- close to shopping, dining, and everyday amenities along Crossbay Boulevard, yet far enough away to avoid traffic and noise. The main level offers a bright, comfortable layout with an eat-in kitchen enhanced by skylights, a formal dining area, and a welcoming living room, all filled with natural light. Central air and heat provide year-round comfort, while the fully owned, paid-off solar system offers long-term extreme energy savings for the next owner. The finished basement adds tremendous flexibility and includes a full bathroom and kitchen area, making it ideal for extended living, guests, or recreation space. Outside, enjoy a covered front porch, private driveway, and a spacious backyard with plenty of room to relax or entertain. Spacious attic and shed for storage. Reasonable taxes. A very well-maintained home offering space, efficiency, and functionality in a prime Howard Beach location

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Ranch
  • Year Built: 1965
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 1,125
  • Acreage: 0.09
  • Est. Taxes: $5,292
  • Elem. School: Ps 207 Rockwood Park
  • Middle School: Jhs 202 Robert H Goddard
  • High School: John Adams High School
  • School District: Community District 27
  • Appliances: Dishwasher, Gas Oven, Gas Range, Refrigerator
  • MLS#: 953443
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/953443/1561189thstreet_howardbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Kristen LeoSales Associate

860.227.8685

Kristen.Leo@Raveis.com

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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15611 89th Street, Howard Beach, NY, 11414

$939,000

Kristen Leo

Sales Associate

William Raveis Real Estate

Phone: 860.227.8685

Kristen.Leo@Raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $751,200 $751,200 $751,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.021% 5.984% 5.806%
Monthly Tax Payment $441 $441 $441
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,090 $4,444 $6,188
Total Monthly Payment $4,623 $4,977 $6,721

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.