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This 3 bedroom 2 1/2 bath home sits on a desirable lake lot with 43' of water frontage, it is fully fenced for you "fur babies" along with a doggie door. You feel the spaciousness as soon as you walk in the foyer with its 2 story high ceiling, to the large great room and kitchen with area for eating in or at the bar. Stainless appliances, quartz countertop and a large pantry. Convenient half-bath is downstairs near the inside laundry room. Upstairs is a split plan with a large loft area perfect for kids, movie night, etc. Master bath is newly remodeled with spacious walk-in shower, dual sinks and quartz counters. NO FLOOD ZONE for worry free and lower insurance. The neighborhood is very family oriented. There is a soccer field, Little League baseball field, Frisbee golf course and a newly renovated playground all within walking distance of Lighthouse Cove. In the center is a large lake with a dock for fishing and a paved path all the way around for great exercise. For the avid golfer there is "Now Public" Heritage Harbor Golf Course at the main entrance, still just a short walk or golf cart ride away. Right at the Heritage Harbor entrance there is a new "Market Place" with numerous retail store and restaurants like Long Horn Steakhouse and Miller's Ale House. There are also large retailers like Costco, Target, Hoppy Lobby, Academy sports and more to come.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $179 | $179 | $179 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,015 | $2,651 |
| Total Monthly Payment | $2,219 | $2,269 | $2,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.