10919 PENNY GALE LOOP, San Antonio, FL, 33576 | $329,900

Under contract-accepting backup offers. Discover incredible value in the highly sought-after Mirada community, home to the largest Metro Lagoon in the nation. This well-maintained, newer construction home features 3 bedrooms and 2 bathrooms, offering a bright, open floor plan ideal for modern living. The heart of the home is the spacious kitchen with contemporary finishes, which flows seamlessly into a welcoming living area—perfect for entertaining or unwinding after a long day, Step outside throught sliding glass doors to your screened lanai to enjoy the nature views.

Beyond the home, embrace a vacation lifestyle year-round. Your HOA includes high-speed ULTRAFi internet, cable, and access to the breathtaking 15-acre Crystal Lagoon, where you can swim, kayak, paddleboard, or relax in the sand. Community amenities also include scenic walking trails, a dog park, and playgrounds. Conveniently located just off I-75, you are minutes from downtown Tampa, premium shopping, and dining. Don't miss this rare chance to secure a resort lifestyle at an exceptional value.

Features

  • Amenities: Park, Playground, Pool, Recreation Facilities
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2021
  • Garage: 2-car Covered, Driveway, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,510
  • Acreage: 0.15
  • Est. Taxes: $6,639
  • HOA Fee: $271 Quarterly
  • Lot Desc: Sidewalk
  • View: Water
  • Elem. School: San Antonio-PO
  • Middle School: Pasco Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8462220
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/TB8462220/10919pennygaleloop_sanantonio_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 7:32:09 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Erin LongSales Associate

413.262.7973

Erin.Long@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 293220

413.626.5626

Michele.Welch@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10919 PENNY GALE LOOP, San Antonio, FL, 33576

$329,900

Erin Long

Sales Associate

William Raveis Real Estate

Phone: 413.262.7973

Erin.Long@Raveis.com

Michele Welch

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 413.626.5626

Michele.Welch@raveis.com

NMLS Mortgage Loan Originator ID 293220

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,920 $263,920 $263,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $553 $553 $553
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,561 $1,625 $2,139
Total Monthly Payment $2,189 $2,253 $2,767

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.