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PRICE DECREASE! Looking for maintenance free living but want to own your land? This villa offers you the best of both worlds! NO CDD and the low HOA fee covers your roof and outside maintenance! This beautifully maintained bright and sunny villa in the gated community of Heron Cove has three bedrooms, 2 baths, a beautiful kitchen, a screened in lanai, and a two-car garage. The bright and cheery living room overlooks the dining area and the kitchen that boasts plenty of cupboard space and eat in area with a view of the bird feeder and flowers. The open floor plan is great for entertaining with access to the lanai from both the living room and the kitchen. The spacious master suite has an ensuite bath with walk in shower as well as tub, a large walk-in closet and a wonderful view of the back yard and woods. The screened lanai is perfect for enjoying your morning coffee or relaxing in the evening as you look out over the secluded woods and your beautiful back yard. The split floor plan offers privacy with the additional two bedrooms and guest bath on the opposite side of the home. The Roof was replaced in 2020, AC 2023, Water heater 2022, and Windows 2010. Bring your kayak, canoe, or boat to launch and enjoy the private 55-acre Bird Lake or enjoy the walking trails, heated pool and spa, and the pool house to relax after your swim. Heron Cove is conveniently located to restaurants, a library, an outdoor mall, and recreational facilities as well as easy access to I-75, the Suncoast Parkway, Tampa International and St Pete airports, and the Florida beaches. Heron Cove welcomes you and looks forward to having you as a neighbor!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,520 | $1,690 | $2,192 |
| Total Monthly Payment | $1,876 | $2,046 | $2,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.