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45 Saint Barts Ave, Saint Augustine, FL, 32080 | $725,000
Discover coastal living at its finest in this beautifully maintained 4-bed, 2. 5-bath marsh-front home, perfectly positioned close to the beach, historic downtown, and everything St. Augustine has to offer. Enjoy breathtaking backyard views of the iconic St. Augustine Lighthouse, creating a truly unique and peaceful setting. Seamless indoor-outdoor living awaits with a tiled, fully screened patio featuring sliders that open completely, inviting in the coastal breeze and expanding your living space with year-round comfort. An electric fireplace adds a cozy touch, and the paver patio beyond is the perfect place to relax or entertain while taking in the serene marsh and lighthouse backdrop. Nestled on a quiet cul-de-sac with wonderful neighbors, the home also features a spacious front porch with gorgeous sunset views. Inside, you’ll find a thoughtfully designed layout with the master suite conveniently located downstairs and three additional bedrooms upstairs, along with a versatile loft area at the top of the stairs. The upstairs laundry room includes cabinetry and shelving, and all closets, pantry, and laundry spaces have been upgraded with custom storage systems. The large master suite features a recently retiled bathroom floor, and the home is equipped with a gas range and a full suite of appliances, including a new Samsung Bespoke refrigerator and dishwasher, plus a new washer and dryer—all installed in 2025. Additional highlights include fresh interior paint in 2022, updated interior lighting, refreshed landscaping, gutters, attic flooring for extra storage, hanging garage storage racks, a convenient trash can enclosure, and the comfort of two HVAC systems. Residents also enjoy outstanding community amenities, including a pool, clubhouse, oversized firepit, kayak launch and storage, and a community dock with a fish cleaning station and boat access. This is a rare opportunity to own a beautifully improved home with unmatched views and resort-style amenities in one of St. Augustine’s most desirable communities. Additionally, the home offers a rare veteran-only assumable loan at an incredible 3. 125% interest rate, available exclusively to qualified veterans.
Features
- Amenities: Clubhouse,Community Dock,Community Pool Unheated,Waterfront,Fishing,Sidewalk,Street Lights
- Bedrooms: 4
- Baths: 2 full / 1 half
- Lot Size: 7841
- Style: 2 Story
- Year Built: 2019
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 2,028
- Acreage: 0.18
- Lot Size: 7841
- Est. Taxes: $9,923
- HOA Fee: $403
- Lot Desc: Marsh Front,Marsh View
- Water Front: Yes
- Boat Access: No
- MLS#: 260715
- Days on Market: 17 days
- Website: https://www.raveis.com
/prop/260715/45saintbartsave_saintaugustine_fl?source=qrflyer
Listing courtesy of Keller Williams St Augustine
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 Saint Barts Ave, Saint Augustine, FL, 32080
$725,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $827 | $827 | $827 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,203 | $3,431 | $4,624 |
| Total Monthly Payment | $4,122 | $4,350 | $5,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388