7771 SW 97TH CIRCLE, Ocala, FL, 34481 | $399,900

Enjoy effortless living in this beautiful two-bedroom, two-bath Martin Ray model with a versatile flex room and extended garage, located in the gated 55+ Stone Creek Golf Course Community known for its exceptional resort-style amenities. This home offers wonderful curb appeal, complete with mature landscaping, custom coach lighting, and a custom-designed Perry’s glass-inlay front door with a lifetime warranty, setting the tone for the thoughtful details found within. The versatile floor plan blends comfort and designer elements, including updated luxury vinyl plank flooring, recessed LED downlighting, 8-foot interior doors, and crown molding that adds a touch of refinement. The flex room, framed by French doors, offers desirable extra space ideal for a home office, library, or hobby space. The spacious gathering room features a triple pocket slider that opens seamlessly to the covered lanai and extended screened-in Florida room, creating an inviting indoor-outdoor living experience. Just beyond, a paver-lined sitting area with a sun-shaded pergola offers a peaceful spot for outdoor gatherings. The well-appointed kitchen offers sleek quartz countertops, stainless steel appliances, an oversized island with specialty pendant lighting and bar rail, a striking tile backsplash, and upgraded cabinetry with crown molding, under-cabinet lighting, and pull-outs in the lower cabinets. A large pantry with upgraded shelving and a butler’s pantry with a built-in desk adds even more convenience and storage space. The Owner’s suite features a custom outfitted walk-in closet and an en suite bath offering a quartz-topped double vanity, a large Roman-style walk-in shower with a seating bench and decorative glass tile inlay, and a transom window that fills the space with natural light. Additional thoughtful upgrades throughout include designer window treatments that add a tailored finish to each room, solar tube lighting, a mud-room with built-ins providing convenient organization as you come and go, and upgraded tile in the secondary bath. Practical enhancements continue with a whole-home water softener, a four-foot garage extension for a golf cart or workspace, and overhead garage storage racks for added storage. The sliding garage privacy screen door allows fresh air to circulate while maintaining comfort, and all windows in the home, except the sliders, have been professionally tinted to help protect furnishings and maintain a pleasant indoor temperature. Experience resort-style living at its finest and discover a community designed for comfort, connection, and carefree days, complete with a 24/7 staffed gated entrance that provides both security and peace of mind. Residents enjoy luxury-inspired amenities, including heated pools, a state-of-the-art fitness center, a spa, and soothing hot tubs and saunas that make relaxation part of everyday living. For those who love to stay active, the community features pickleball, bocce, tennis, and even a softball field, while a dedicated lifestyle team plans entertainment, activities, and special events that make it easy to connect with neighbors. Just beyond the gates, you’ll find a beautifully maintained golf course, pro shop, and on-site restaurant, perfect for socializing, unwinding, and enjoying the Florida lifestyle.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 55 x 115
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,955
  • Acreage: 0.15
  • Lot Size: 55 x 115
  • Est. Taxes: $3,743
  • HOA Fee: $265 Monthly
  • Lot Desc: Cleared, Landscaped
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Water Softener
  • MLS#: OM718598
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/OM718598/7771sw97thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 3:46:58 AM)
Listing courtesy of REAL BROKER LLC - OCALA   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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7771 SW 97TH CIRCLE, Ocala, FL, 34481

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,970 $2,048 $2,678
Total Monthly Payment $2,357 $2,435 $3,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.