1826 RIDGEWAY DRIVE, Clearwater, FL, 33755 | $350,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. HIGH & DRY: Non-Flood, Non-Evac, Solid Block Construction! Stop worrying about flood maps, evacuation zones, and insurability. This 7, 700 sq. ft. lot sits a reassuring 72 feet above sea level, just 6 miles from Clearwater Beach and minutes from Downtown Dunedin. Combined with a NEWER ROOF (2020) and NEW HVAC (2025), this solid 1959 concrete-block home in the established Woodmont Park neighborhood offers the ultimate in Florida comfort: PEACE OF MIND . It has weathered every storm (no damage), and the elevation keeps the water, your stress, and your insurance premiums at bay, giving you coastal convenience without the coastal risk. The footprint is manageable for first-time buyers or downsizers who want a fully privacy-fenced backyard without the maintenance of a McMansion or the hassle of an HOA. Inside, the efficient 1, 206 sq. ft. floorplan defies the typical 1950s layout with two oversized 14' bedrooms large enough to accommodate King-sized furniture, offering flexibility for a home office or dual-primary setup. The home features a full hallway bath plus a garage utility bath right next to the included washer and dryer, a classic Florida feature perfect for cleaning up after projects or yard work without tracking mess inside. The garage itself offers extended depth, ideal for a workshop or extra storage. The interior features luxury vinyl plank in all high-traffic living areas, transitioning to carpeted bedrooms for comfort and sound dampening. The surprisingly modern circular flow maintains an open feel, while the bonus eat-in kitchen nook offers flexibility to repurpose the dining room as a dedicated work or hobby space. Storms are inevitable. Flooding doesn't have to be. OFFER DEADLINE: Seller will review all offers on Tuesday, 2/17 at 5: 00 PM. Please submit your Highest and Best by this deadline.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 75 x 103
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1959
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,206
  • Acreage: 0.18
  • Lot Size: 75 x 103
  • Est. Taxes: $4,603
  • Lot Desc: Landscaped, Sidewalk
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8475242
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8475242/1826ridgewaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/9/2026 5:17:13 PM)
Listing courtesy of CENTURY 21 LIST WITH BEGGINS   Phone: 813-658-2121

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1826 RIDGEWAY DRIVE, Clearwater, FL, 33755

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $384 $384 $384
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,612 $1,701 $2,269
Total Monthly Payment $2,071 $2,160 $2,728

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.