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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. HIGH & DRY: Non-Flood, Non-Evac, Solid Block Construction! Stop worrying about flood maps, evacuation zones, and insurability. This 7, 700 sq. ft. lot sits a reassuring 72 feet above sea level, just 6 miles from Clearwater Beach and minutes from Downtown Dunedin. Combined with a NEWER ROOF (2020) and NEW HVAC (2025), this solid 1959 concrete-block home in the established Woodmont Park neighborhood offers the ultimate in Florida comfort: PEACE OF MIND . It has weathered every storm (no damage), and the elevation keeps the water, your stress, and your insurance premiums at bay, giving you coastal convenience without the coastal risk. The footprint is manageable for first-time buyers or downsizers who want a fully privacy-fenced backyard without the maintenance of a McMansion or the hassle of an HOA. Inside, the efficient 1, 206 sq. ft. floorplan defies the typical 1950s layout with two oversized 14' bedrooms large enough to accommodate King-sized furniture, offering flexibility for a home office or dual-primary setup. The home features a full hallway bath plus a garage utility bath right next to the included washer and dryer, a classic Florida feature perfect for cleaning up after projects or yard work without tracking mess inside. The garage itself offers extended depth, ideal for a workshop or extra storage. The interior features luxury vinyl plank in all high-traffic living areas, transitioning to carpeted bedrooms for comfort and sound dampening. The surprisingly modern circular flow maintains an open feel, while the bonus eat-in kitchen nook offers flexibility to repurpose the dining room as a dedicated work or hobby space. Storms are inevitable. Flooding doesn't have to be. OFFER DEADLINE: Seller will review all offers on Tuesday, 2/17 at 5: 00 PM. Please submit your Highest and Best by this deadline.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,612 | $1,701 | $2,269 |
| Total Monthly Payment | $2,071 | $2,160 | $2,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.