12306 HALFMOON LAKE TERRACE, Bradenton, FL, 34211 | $495,000

One or more photo(s) has been virtually staged. PERFECTLY POSITIONED AT THE END OF CUL-DE-SAC WITH THE MOST PEACEFUL EXPANSIVE WATERVIEW!! NEW PRICE + SELLER CONCESSIONS TOWARD CLOSING COSTS AND OR UPGRADES| WATERFRONT LOT | HOME WARRANTY | NO CDD | MAINTENANCE-FREE | X FLOOD ZONE | END OF CUL-DE-SAC | ADDED HURRICANE PROTECTION

Some homes stop you mid-scroll. This is one of them — and the seller is ready to move.

Nestled at the end of a quiet cul-de-sac on one of Eagle Trace's premier water-view lots, this meticulously maintained retreat delivers the kind of Florida lifestyle that's increasingly hard to find under $500, 000. No CDD fees. Maintenance-free living. Shimmering water views. Plenty of Room to add your own custom pool. Several photos have been virtually staged to illustrate the home's potential.

THE SETTING | Tucked away on a prime cul-de-sac, lush tropical surroundings and peaceful water views greet you the moment you arrive. Privacy, serenity, and resort-style living — all at an unmatched price point.

THE INTERIOR | Bright, open, and completely move-in ready. Diagonal porcelain tile flows through every main living area, and the great room is flooded with natural light. The kitchen impresses with granite countertops, white wood cabinetry with glass-front displays, crown molding, pot drawers, and a generous pantry — a wonderful canvas ready for your personal touch.

THE OUTDOOR OASIS | This is where Florida living truly comes alive. The extended screened lanai stretches toward the sparkling water — perfect for morning coffee, evening sunsets, and weekend grilling. Remote-controlled hurricane storm screens and lush tropical landscaping frame this private paradise, with ample space to design the custom pool of your dreams.

PEACE OF MIND | Brand-new accordion hurricane shutters (2025) and remote-controlled lanai storm screens rated up to 180 mph winds. A Choice Home Warranty through September 2026 provides added protection from day one.

THE COMMUNITY | Eagle Trace delivers resort-inspired living — heated pool and spa, tennis and pickleball courts, two dog parks, a recreation center, and two natural gas outdoor kitchens, all wrapped in low monthly HOA dues that include lawn care. More time living, less time on the to-do list.

THE LOCATION | Minutes from the new Publix on Pope Road, Bob Gardner Park, top-rated schools, and a growing collection of dining and shopping. Everything you need, right at your fingertips.

At this price, with this setting and these amenities — this one will not last. This property also qualifies for a 1% lender credit through our preferred lender — ask for details. The seller is motivated and ready. Are you?

Features

  • Amenities: Fence Restrictions, Gated, Maintenance, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Key West
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,932
  • Acreage: 0.18
  • Est. Taxes: $3,458
  • HOA Fee: $970 Quarterly
  • Lot Desc: Corner Lot, Cul-De-Sac, Landscaped, Sidewalk, Street Dead-End
  • View: Water
  • Elem. School: Gullett Elementary
  • Middle School: Dr Mona Jain Middle
  • High School: Lakewood Ranch High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: A4681456
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /prop/A4681456/12306halfmoonlaketerrace_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 4:26:45 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-954-5454

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12306 HALFMOON LAKE TERRACE, Bradenton, FL, 34211

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $288 $288 $288
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,372 $2,500 $3,288
Total Monthly Payment $2,735 $2,863 $3,651

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.