7139 VT RT 100, Whitingham, VT, 05361 | $179,000

This cozy two bedroom, one bath cottage with vaulted wood ceilings is just steps away from Lake Whitingham! Enjoy a low maintenance get-away with an inviting living room and kitchen. This charming property offers the perfect escape for summer and winter enjoyment! The heart of the home is open and inviting where cold winter nights are made comfortable with an efficient propane heater. The simple, adjacent kitchen serves as a cohesive hub for gathering in the home. Each bedroom is secluded down a short hallway with washer & dryer hook ups and a designated laundry area. Both bedrooms have two windows for natural sunlight and ample storage with large closets. Imagine waking up to lake views and gorgeous foliage out the primary bedroom picture window! Step outside to the covered front porch, a perfect spot for morning coffee or unwinding after a day on the water! Outside, there is plenty of space to store your kayaks or boat trailer, in addition to two raised vegetable garden beds which have been lovingly utilized for many seasons prior. ATV, snowmobile, cross country ski trails and the popular Catamount Trail are all within 7 miles! This home is conveniently located on scenic Vermont Route 100 and less than 10 miles to Wilmington and less than 5 miles to Readsboro - come see what this home has to offer!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 three-quarter
  • Style: Cabin,Cottage/Camp
  • Year Built: 1948
  • Heating: Propane
  • Cooling: None
  • Approx Sq. Feet: 1,056
  • Acreage: 0.25
  • Est. Taxes: $2,559
  • Lot Desc: Lake View,Mountain View,Near Snowmobile Trails,Near ATV Trail
  • Middle School: Twin Valley Middle School
  • High School: Twin Valley High School
  • School District: Windham Southwest
  • MLS#: 5076285
  • Website: https://www.raveis.com
    /prop/5076285/7139vtrt100_whitingham_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/1/2026
Listing courtesy of Southern Vermont Realty Group   Phone: 802-464-2585
Listing Agent: Casey Scott

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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7139 VT RT 100, Whitingham, VT, 05361

$179,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $143,200 $143,200 $143,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $213 $213 $213
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $791 $847 $1,142
Total Monthly Payment $1,079 $1,135 $1,430

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.