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Presented by
Diane Brewer |
4-bedroom | 2-bathroom | 2, 603 sq. ft | Heated pool | Hurricane Impact Windows | Whole House Generator| 500-gallon buried propane tank |
Imagine coming home from a busy day, to a peaceful expansive pond view while unwinding in the heated pool and catching one of Florida’s beautiful sunsets. Situated on an oversized ¼-acre lot in peaceful Harbour Isles, this property offers noticeable space between homes and a true sense of privacy. This move in ready home has been thoughtfully upgraded for Florida living with IMPACT-RATED windows (2023) and a WHOLE HOUSE GENERATOR (2025) connected to a buried 500-gallon propane tank – no wrestling with storm shutters or weeks without power here. Other improvements include an architectural ROOF (2022), HVAC system (2021), WATER HEATER (2020), blown-in attic insulation, and a reclaimed water irrigation system.
Inside, luxury vinyl plank flooring flows throughout the open-concept main living areas, offering both style and durability. The large kitchen features generous counter space—highlighted by an expansive center island—complete with granite surfaces, solid wood cabinetry, and stainless steel appliances to create a functional and inviting space for everyday living and entertaining.
The versatile floor plan offers 4 bedrooms, including a flexible 4th bedroom ideal for a home office, den, or guest suite. The fully fenced backyard features a 10x10 (Tuff) Shed with electricity and an open patio featuring a motorized awning, creating a perfect space for outdoor living and entertaining in the Florida climate.
Harbour Isles, with a LOW $10 monthly HOA, is known for its quiet residential feel and spacious homesites, making it a strong option for buyers seeking peaceful living in South Shore Tampa Bay while still enjoying easy access to everyday conveniences. Just minutes from E. G. Simmons Regional Park, residents can enjoy boating, kayaking, fishing, and scenic waterfront trails. Community amenities include a clubhouse, resort-style pool, fitness center, playground, and sidewalks throughout the neighborhood. Convenient Apollo Beach location with quick access to I-75, US-41, and Hwy 301, making commuting to Tampa, MacDill AFB, Brandon, Bradenton, and Sarasota easy while still enjoying a relaxed coastal lifestyle near marinas, waterfront dining, and outdoor recreation.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 561.715.0513
Diane.Brewer@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $764 | $764 | $764 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,875 | $3,031 | $3,986 |
| Total Monthly Payment | $3,731 | $3,887 | $4,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.